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Talk Money Week Pensions
Pensions Pensions are one of the most important things to build up when you’re of working age, but many of us don’t even think about them until the time comes to claim them. Think of a pension as a type of long-term savings plan (actually, that’s exactly what it is). It’s one of the most…
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Saving & Budgeting
Knowing the difference between your income and outgoings may seem simple enough, but it’s really the best place to start – even overestimating by a few pounds could blow your budget out of whack. Let’s take a look at the different things you can do to help organise your finances… 1. Set a goal Think…
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Talk Money Week Benefits
Benefits It’s no secret that the benefits system in the UK can be quite confusing to those not in-the-know, especially considering that incoming governments bring with them new changes that can complicate things further. But the bottom line has always remained the same: you could be entitled to financial support depending on your personal circumstances.…
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DRO Update: Are You Eligible?
The rules around eligibility for a Debt Relief Order (DRO) have changed as of 29th June 2021, which means that you may now be eligible when you might not have been before. What is a DRO? A DRO is a type of insolvency that allows you to write off your debt after 12 months if…
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Erroneous Transfers: Switched by Mistake
Switching energy suppliers is usually a very straightforward process, and involves very little input from the customer past the point of the initial switch; energy companies speak to each other directly to ensure that switches go ahead smoothly and with no disruption to supply. However, occasionally an energy supplier takes over the supply of a…
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Staying Safe Online
Back in December 2020, we broke the news on our brand-new blog series, It’s Personal, which will lift the lid on how you can better protect your personal information online, and the little things to look out for that could stop you falling victim to cyber-crime. We’re kicking of this new series with a pretty…
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“Setting Off”: Impact on Your Finances
What ‘Setting off’ means for your finances Sometimes our finances can get the better of us. Whether we’ve taken on more than we can reasonably afford, or have been faced with a change in personal circumstances, such as a loss of income, it’s easy to see how debts can accrue in a short amount of…
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Online vs Instore Shopping
Is Shopping Online or Instore Cheaper? From bagging a bargain to avoiding the crowds, there’s loads to love about shopping online. But, do you get the same rush from not actually seeing, touching or even smelling the stuff you’re about to buy? It’s a closely fought contest, which probably comes down to one thing: price.…
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Packed Lunches vs School Meals
Packed Lunches vs School Meals – Which Adds Up? Every youngster needs a decent meal in the middle of a day to help them keep their energy levels up. School meals have come a long way since the days of lumpy mash, grey mince and semolina. Food standards say they must now include protein rich,…
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Hot Tips to Cut the Cost of Cooking
Hot Tips to Cut the Cost of Cooking If you’ve ever looked in your freezer and discovered a UFO (Unidentified Frozen Object), or defrosted a steak and kidney pie only to discover (after you’ve poured gravy on it) that it contains apple, then you might benefit from being a little more organised in the kitchen.…
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Green Living Ideas for Frugal Families
Does going green leave you in the red? There’s a bit of an illusion that environmentally friendly equals expensive – that going for cost and convenience is kind to the pocket but not to the planet. The great news is, you can lead the good-life and be cash savvy. Here we provide a few green-living…
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Cutting Toiletries Cost
Open any bathroom cabinet and it’s usually jammed full of random products. Sticky bottles, half-empty containers, gunky tubs of gel, assorted sprays… Toiletries are everyday essentials, but they can also be expensive. No-one is going to suggest you give up on personal hygiene. Not least of all the person sat next to you at work.…
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