You know what they say, Christmas is the most wonderful time of the year. Unfortunately, it also tends to be the most expensive too! The pressure to buy the perfect gifts, go out with friends, and decorate your home can quickly lead to overspending and serious debt. However, with a bit of forethought and planning,…
Dealing with long-term debt can be stressful; the thought of constant chasing from creditors can lead to feelings of anxiety, worry and even depression. However, the good news is, in the UK there’s typically a limitation period on many types of debt, including card debt and personal loan repayments. Of course, this does not mean…
Credit scores are a key part of financial systems in the UK. MoneyPlus explains how they work and what types of actions can impact your score. Credit reports play a vital role in private financial agreements in the UK. Without a credit score, the average person in the UK wouldn’t be able to apply for…
It can be difficult when someone close to you is struggling with debt, whether this is a result of losing a job, overusing credit cards, gambling, or something else. But can you ever become responsible for someone else’s debt? In this article, we break down when you might be accountable for another person’s outstanding payments.…
This year, 6th-10th November is Talk Money Week 2023, a week that encourages us all to talk openly about money!
IVAs and Debt Management Plans are common debt solutions. Here, we explain how they differ and whether you can switch from an IVA to a DMP.
Purple Tuesday is being held on Tuesday 7th November this year. The day is a celebration to promote accessibility and inclusivity across all businesses in all sectors.
Teaching children about money from a young age is extremely important, setting them up for financial success in the future. Children are like sponges and absorb information and habits quickly, so if we can help them learn and develop healthy money habits as early as possible, this will hopefully stay with them throughout the rest…
If you’re feeling the financial pinch, rest assured you’re not alone. Thanks to recent energy price hikes, increasing interest rates, rising food prices and more, many consumers are under strain. However, with a little know-how, there are steps you can take to help you put money aside on a regular basis.
A payday loan is a form of short-term credit designed to offer quick financial relief. It’s intended to be repaid by the following payday. Payday loans can be a good option for people looking for quick financial relief, however, they can come with some considerations for people who may be in a difficult financial situation.
Save money this month by preparing meals at home. Autumn is the perfect time to transition into Winter warming meals that are ideal for batch cooking, for example, soups, stews, and casseroles.
World Mental Health Day is about increasing awareness and understanding of mental health, and driving positive change. It’s an opportunity to start a conversation about mental health, and this year, we want to find out how our finances can impact our mental well being.