At MoneyPlus, we understand just how stressful dealing with debt can be. Whether you have a loved one’s birthday or Christmas coming up and are worrying about finding affordable gifts or are simply struggling to pay your utility bills this month, just trying to live your life while juggling crippling debt can feel all-consuming. However,…
An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors to pay back your debts over a set amount of time, which is typically five to six years. It’s a common solution for those who are facing unmanageable debt, but many people wonder if they can still rent a property while…
Grocery shopping is a necessary task for most households, but it can also be a significant expense. With a bit of planning and some savvy strategies, you can reduce your weekly grocery bill and save £1,000s each year, without compromising on the quality of your meals. So, to help you get started, here’s a list…
Prezzo kids eat ‘free’ Kids can eat for free with the purchase of an adult main course from the ‘A La Carte’ menu. You’ll just need to present a code. To get your code, simply enter your email address online. You’ll then receive a unique nine-digit code to show the staff at the end of…
At MoneyPlus, we believe in making smart financial choices without sacrificing the joy of giving. Whether you’re shopping for a birthday, Christmas, or just because, finding the perfect present doesn’t have to drain your wallet and certainly shouldn’t make your debt problem worse. So, whether you’re currently using a Debt Management Plan (DMP), are working…
Building a strong credit score is essential for financial stability and access to better loan terms. Using a credit card wisely is a powerful strategy to achieve this goal. This guide explains why credit cards are important for building your credit score, offers detailed tips on how to use them responsibly, and explores alternative methods…
Unexpected expenses can strike at any time, disrupting your financial stability and potentially leading to debt. However, with sensible money management and professional advice and support, the prospect of juggling debt and unexpected expenses can be made a little less frightening. In this guide, we explain what unexpected expenses can include, provide examples, and explore…
With the new Labour Government in power, shifts are on the horizon that may impact your finances. Labour’s manifesto has outlined several key changes, and these will bring about both benefits and challenges for individuals and families across the UK. Here, we break down five financial changes you can expect under Labour’s leadership. 1. State…
Nowadays, with the likes of AI (Artificial Intelligence), online scams have become more sophisticated than ever before, posing a big threat to people’s finances. However, what you might not be aware of is just how common debt management fraud, and in particular debt management phishing, has become. As one of the trickiest new scams out there,…
Moving abroad can be an exciting opportunity, offering new experiences and adventures. However, if you’re burdened with debt, this situation can become more complex. This guide explores the implications of relocating abroad while carrying debt, addressing common concerns and misconceptions. Can you move abroad if you have debt? Yes, you can move abroad if you…
Teaching children about money from a young age is extremely important, setting them up for financial success in the future. After all, children are like sponges and absorb information quickly, so if we help them learn and develop healthy money habits as early as possible, this will hopefully stay with them throughout the rest of…
In recent years, an increasing amount of people in the UK have turned to gig work to make money on the side and manage their finances. For many, gig work offers a flexible way to earn extra cash, which can be especially useful for paying off debt. In this article, we’ll explore what gig work…