person placing a bet online on smartphone

How to Deal with Gambling Debt

Gambling is a popular pastime in the UK. According to statistics from the Gambling Commission, nearly half (43%) of the UK population gambles at least once a month. And while the majority of people do enjoy gambling responsibly, for others, this seemingly harmless hobby can easily become a financial strain that leads to significant amounts…

woman holding piece of paper and tapping on calculator

Are Payday Loans Bad?

You never know what might be just around the corner. However, whether your car breaks down or you need to pay a visit to the emergency dentist, one thing is almost always guaranteed – life’s little curveballs are rarely cheap. This is where payday loans come in.  These easy-to-access loans are, on paper at least,…

stack of pancakes topped with blueberries and raspberries

Perfect Pancakes

Easter is falling relatively early this year, so pancake day is already upon us! Here’s a finance-friendly pancake recipe so you can cook up the classic treat while being gentle on your wallet… This recipe makes 12 yummy pancakes. Ingredients and costs (Approximate costs based on prices at Tesco, correct at time of writing –…

golden Chinese dragon on red background

2024: The Year of the Dragon

2024 – the Year of the Dragon – is predicted to bring opportunities, changes, and challenges. These can all be positive or negative depending on how you perceive them, and they’re all interlinked. An opportunity you’ve always wanted may come your way, or it might be an unexpected new chance that arises, something you hadn’t…

blue diary with 2024 written on the front

Money Dates for Your Diary in 2024

Need to file a tax return, wondering when your bills are likely to rise (or shrink! 🤞), or want to know when you can expect important updates from the government? We’ve got you covered. January 6th January – National Insurance cut As of 6th January 2024, the reduction of employee National Insurance contributions (Class 1 NICs)…

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How To Deal With Debt Anxiety

Feeling stressed or anxious is a totally normal response when you’re facing financial difficulties. Whether you’re dealing with a spiralling cycle of high interest credit card debt you just can’t seem to escape from, or are struggling to make repayments on a mortgage or loan due to an unexpected change in personal circumstances, debt anxiety…