Tips for paying your priority bills in 2024 With rising living costs, it’s becoming harder to keep up with household bills. As costs put a squeeze on household finances, paying your priority bills has become the main financial goal of 2024. What are priority bills? Priority bills are those that carry the most serious consequences…
Tips for budgeting during a recession When it comes to your finances, the best thing you can do is be prepared. No matter how well you think you are doing, unexpected bills can still crop up. This winter, the UK cost-of-living crisis is set to worsen, with energy bills expected to rise as high as…
Best money saving apps in 2024 We all need a break from rising costs. With what seems like constant price hikes and inflation where even the Tesco meal deal isn’t safe, we could all do with some freebies. Here at MoneyPlus during #debtawarenessweek, we thought we’d highlight some great free apps, that might save you…
Credit scores In its essence, a credit score is a number that lenders (banks, car finance dealers etc.) use to determine the risk associated with loaning money to someone. These lenders decide how much they’re willing to loan you (and at what interest rate) based on your credit score – it can also be checked by landlords…
Saving & Budgeting Knowing the difference between your income and outgoings may seem simple enough, but it’s really the best place to start – even overestimating by a few pounds could blow your budget out of whack. Let’s take a look at the different things you can do to help organise your finances… 1. Set…
Benefits It’s no secret that the benefits system in the UK can be quite confusing to those not in-the-know, especially considering that incoming governments bring with them new changes that can complicate things further. But the bottom line has always remained the same: you could be entitled to financial support depending on your personal circumstances.…
Erroneous transfers: Switched by mistake Switching energy suppliers is usually a very straightforward process, and involves very little input from the customer past the point of the initial switch; energy companies speak to each other directly to ensure that switches go ahead smoothly and with no disruption to supply. However, occasionally an energy supplier takes…
Staying safe online Back in December 2020, we broke the news on our brand-new blog series, It’s Personal, which will lift the lid on how you can better protect your personal information online, and the little things to look out for that could stop you falling victim to cyber-crime. We’re kicking of this new series…
Is Shopping Online or Instore Cheaper? From bagging a bargain to avoiding the crowds, there’s loads to love about shopping online. But, do you get the same rush from not actually seeing, touching or even smelling the stuff you’re about to buy? It’s a closely fought contest, which probably comes down to one thing: price.…
Packed Lunches vs School Meals – Which Adds Up? Every youngster needs a decent meal in the middle of a day to help them keep their energy levels up. School meals have come a long way since the days of lumpy mash, grey mince and semolina. Food standards say they must now include protein rich,…
How to Save Money Clothes Shopping Question: Is there a better buzz than clothes shopping? Answer: Yes, when you’re saving money clothes shopping! Fashion may be feel-good, but it can take a serious chunk out of your finances. Bag a few of these tips and tricks and look the part on a budget. With all…
Hot Tips to Cut the Cost of Cooking If you’ve ever looked in your freezer and discovered a UFO (Unidentified Frozen Object), or defrosted a steak and kidney pie only to discover (after you’ve poured gravy on it) that it contains apple, then you might benefit from being a little more organised in the kitchen.…