When you’re dealing with significant debt, things can quickly become overwhelming. Day-to-day tasks can become more stressful and life can be made especially daunting if you’re also being faced with the prospect of bailiffs knocking on your door. Employed by creditors to recover unpaid debts, the thought of these collection agents turning up at your…
Debt collection is the process used by creditors to get money back that hasn’t been paid by individuals or businesses who owe it. It’s important for both the people trying to collect the debt and those who owe the money to understand each step of this process. This helps creditors recover their money and makes…
Coming into an inheritance can be a significant financial event in your life. Often unexpected and sometimes more substantial than you may have thought, these windfalls can have the ability to alter your financial outlook and even change your life. However, if you’re in debt and are using a debt management solution, such as an…
Debt can affect anyone, regardless of income, profession, or lifestyle, which is why it’s important to talk about money troubles and the impact they can have on day-to-day life. To help open up the conversation about debt, we look to some of our favourite popular TV shows and film characters who have struggled with financial…
In a time when the cost of living seems to be increasing continuously, overspending can become all too easy. From monthly Direct Debits on a host of subscription services to overreaching when it comes to family birthdays or special occasions like Christmas, overspending can put strain on relationships, negatively impact personal well-being, and even affect…
When a parent passes away, it can be a really difficult time, both emotionally and financially. Alongside the natural feelings of grief and sadness that comes with a death in the family, there is also usually a good deal of administration you need to take care of, including getting the financial affairs of the deceased…
It’s never easy when a relationship comes to an end. Alongside the emotional distress and sense of loss, there’s also often a need to sort out a range of practical matters such as dividing assets, reorganising living arrangements, and adjusting to changes in daily routines. All of this breakup admin requires patience, clear communication, and…
Cutting the cost of your water bill With the cost of water bills in England and Wales rising to an annual average of £473, it’s understandable that many are looking for ways to save. Unlike gas and electricity companies, you can’t choose who supplies your water, so you’re unable to make a switch. However, we’ve…
Mobile and broadband Companies are currently introducing mid-contract price hikes of up to 8.8%. Currently they’re allowed to do this, but it looks like regulators will be putting a stop to this soon. Big names like BT, EE, Plusnet, Shell Energy, TalkTalk, Virgin Media and Vodafone adjust their prices every April in line with the…
Falling into debt can be very overwhelming, especially if you’re faced with a few different types of debt. For this reason, when it comes to getting yourself out of the financial predicament you find yourself in, understanding the distinction between priority and non-priority debts is crucial. In this guide, we explain what priority and non-priority…
It’s common knowledge that debt can act as a huge weight on an individual’s shoulders during their lifetime. However, have you ever stopped to think about the stress attached to understanding what happens to your debt once you’ve passed away. Thinking about your loved ones dealing with your debts after you’ve died is never a…
Beefeater ‘free’ kids breakfast Children aged 16 and under can enjoy a complimentary breakfast at any Beefeater restaurant, with up to two children eligible for the free meal per adult purchasing an unlimited cooked breakfast. The offer is only available during breakfast hours: Children have the option of a full cooked breakfast which includes items…