Juliet became part of the MoneyPlus team as a Content Writer in February 2024, where she now oversees the blog and co-writes the newsletter. Her work focuses on making financial topics understandable for all. With five years of experience in content, Juliet began her career as a Journalist at MoneySavingExpert, where she developed a deep understanding of consumer finance.

Image of a key in a front door with a wooden house keychain attached

Can You Get a Mortgage With Debt?

Securing a mortgage while managing debt can be complex, especially in the current economic environment. However, it’s not impossible. Securing a mortgage while managing debt can be complex, especially in the current economic environment. However, it’s not impossible. What is considered debt when buying a home? When applying for a mortgage, lenders will scrutinise your…

An image of a colourful credit score meter with an arm holding a credit card poking out of a mobile on a pink background.

How To Use a Credit Card To Build Credit

Building a strong credit score is essential for financial stability and access to better loan terms. Using a credit card wisely is a powerful strategy to achieve this goal. This guide explains why credit cards are important for building your credit score, offers detailed tips on how to use them responsibly, and explores alternative methods…

Image of a calculator on a wooden desk with a receipt on top

How To Deal With Unexpected Expenses

Unexpected expenses can strike at any time, disrupting your financial stability and potentially leading to debt. However, with sensible money management and professional advice and support, the prospect of juggling debt and unexpected expenses can be made a little less frightening.  In this guide, we explain what unexpected expenses can include, provide examples, and explore…

Getting a Mortgage During Debt Management

If you’re using a Debt Management Plan (DMP) or considering starting one, you might be wondering if getting a new mortgage is even possible. The truth is, obtaining a mortgage while dealing with significant debt can be challenging, especially if you have entered into a formal debt management solution. However, that’s not to say it’s…

An image of the Labour logo with a union jack on the right hand side

5 Changes To Your Finances Under Labour

With the new Labour Government in power, shifts are on the horizon that may impact your finances. Labour’s manifesto has outlined several key changes, and these will bring about both benefits and challenges for individuals and families across the UK. Here, we break down five financial changes you can expect under Labour’s leadership. 1. State…

An image of a man pulling a suitcase towards the airport.

Can I Move Abroad with Debt?

Moving abroad can be an exciting opportunity, offering new experiences and adventures. However, if you’re burdened with debt, this situation can become more complex. This guide explores the implications of relocating abroad while carrying debt, addressing common concerns and misconceptions. Can you move abroad if you have debt? Yes, you can move abroad if you…

An image of a lady who could be at retirement age, sitting at a desk with a coffee, laptop, and reading forms.

Can You Retire if You Are in Debt?

Retirement is often seen as a time to relax and enjoy the benefits of years of hard work. However, for many, the reality is more complicated due to lingering debts. If you’re approaching retirement age and still have outstanding debts, you might be wondering if you can truly afford to retire. This guide will delve…

An image of a man and a woman waving a Union Jack flag in a festival park

Free Festivals and Carnivals in the UK

The UK is famous for its lively and varied festivals, with events for everyone’s tastes and interests. While some festivals can be expensive, the UK also has many free festivals that offer great entertainment without costing a penny. These free festivals showcase music, arts, food, and community activities, highlighting the UK’s rich culture and strong…

An image of someone typing on their calculator at their desk whilst holding a piece of paper

The Success of Debt Management Plans

Struggling to keep up with multiple unsecured debts? If so, you’re not alone. In a recent ONS survey conducted in May 2024, 54% of respondents believed their living cost had increased compared to just one month ago. The same survey found that a third of individuals in the UK don’t think they’ll be able to…