If you’re struggling with debt, Universal Credit (UC) can be a vital lifeline. Offering financial support and a pathway to regain control of your finances, UC was introduced as a way to simplify the UK’s state welfare system. Since its introduction in 2013, UC replaced what used to be a series of individual benefits with…
With Halloween and Bonfire Night out of the way, it’s almost time to get the Christmas decorations out once again. For the majority of us, the festive period is a season of joy, love, and togetherness – but for many others, it also brings financial stress. And regardless of whether you’re financially comfortable or struggling…