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  • Can I Rent With an IVA?

    Can I Rent With an IVA?

    An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors to pay back your debts over a set amount of time, which is typically five to six years. It’s a common solution for those who are facing unmanageable debt, but many people wonder if they can still rent a property while…

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  • How Social Media Is Affecting Our Spending Habits

    How Social Media Is Affecting Our Spending Habits

    Research shows that social media significantly influences consumer behaviour. Shaping the way we communicate, consume information, and spend our money. According to the 2023 Commence Report, which surveyed individuals aged 16-24, millennials and Gen Z (born between 1997 and 2012) are 51% more inclined to make impulse purchases online. With platforms like Instagram, Facebook, TikTok…

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  • 15 Ways To Save On Your Weekly Shop

    15 Ways To Save On Your Weekly Shop

    Grocery shopping is a necessary task for most households, but it can also be a significant expense. With a bit of planning and some savvy strategies, you can reduce your weekly grocery bill and save £1,000s each year, without compromising on the quality of your meals. So, to help you get started, here’s a list…

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  • Free Festivals and Carnivals in the UK

    Free Festivals and Carnivals in the UK

    The UK is famous for its vibrant and varied festivals, with events for everyone’s tastes and interests. While some festivals can be expensive, the UK also has many free festivals that offer great entertainment without costing a penny. These free festivals showcase music, arts, food, and community activities, highlighting the UK’s rich culture and strong…

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  • Kids Eat ‘Free’ or for £1

    Kids Eat ‘Free’ or for £1

    Prezzo kids eat ‘free’ Kids can eat for free with the purchase of an adult main course from the ‘A La Carte’ menu. You’ll just need to present a code. To get your code, simply enter your email address online. You’ll then receive a unique nine-digit code to show the staff at the end of…

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  • How To Write Off Council Tax Debt

    How To Write Off Council Tax Debt

    Dealing with council tax debt can be stressful and confusing, especially if you’re already struggling with other financial obligations and different forms of debt. In this guide, we aim to help you understand the consequences of not paying your council tax and explore the options available to manage or even write off this debt. What…

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  • How To Manage Gift-Giving Expectations While in Debt

    How To Manage Gift-Giving Expectations While in Debt

    At MoneyPlus, we believe in making smart financial choices without sacrificing the joy of giving. Whether you’re shopping for a birthday, Christmas, or just because, finding the perfect present doesn’t have to drain your wallet and certainly shouldn’t make your debt problem worse. So, whether you’re currently using a Debt Management Plan (DMP), are working…

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  • Energy Debt Write Off: What You Need To Know About Unsustainable Utility Debt

    Energy Debt Write Off: What You Need To Know About Unsustainable Utility Debt

    Managing energy debt can be overwhelming, especially when utility bills become unsustainable. To help you stay in control of your finances, this guide provides an overview of what utility debt is and how, if at all, it may be possible to write off this form of debt. What is utility debt? As the name suggests,…

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  • Can You Get a Mortgage With Debt?

    Can You Get a Mortgage With Debt?

    Securing a mortgage while managing debt can be complex, especially in the current economic environment. However, it’s not impossible. In this guide, we walk you through the essential considerations for obtaining a mortgage when you have existing debt, offering a comprehensive understanding of what lenders look for and how you can improve your chances. What…

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  • How To Use a Credit Card To Build Credit

    How To Use a Credit Card To Build Credit

    Building a strong credit score is essential for financial stability and access to better loan terms. Using a credit card wisely is a powerful strategy to achieve this goal. This guide explains why credit cards are important for building your credit score, offers detailed tips on how to use them responsibly, and explores alternative methods…

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  • How To Deal With Unexpected Expenses

    How To Deal With Unexpected Expenses

    Unexpected expenses can strike at any time, disrupting your financial stability and potentially leading to debt. However, with sensible money management and professional advice and support, the prospect of juggling debt and unexpected expenses can be made a little less frightening.  In this guide, we explain what unexpected expenses can include, provide examples, and explore…

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  • Getting a Mortgage During Debt Management

    Getting a Mortgage During Debt Management

    If you’re using a Debt Management Plan (DMP) or considering starting one, you might be wondering if getting a new mortgage is even possible. The truth is, obtaining a mortgage while dealing with significant debt can be challenging, especially if you have entered into a formal debt management solution. However, that’s not to say it’s…

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