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Halloween on a Budget: Fun Without Overspending
Halloween is an exciting time filled with with opportunities to get creative, dress up, and enjoy some spooky fun. But like many celebrations, it can quickly become expensive if you’re not careful. Costumes, decorations, parties and treats can all add up, making it easy to overspend. However, with a little planning and creativity, you can…
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How To Overcome Debt Depression
Debt can be overwhelming. For many, the burden of financial stress leads to a decline in mental health, with debt-related depression being a serious concern. The stigma surrounding debt can make it hard for individuals to seek help, which can result in feelings of isolation. This guide will explore how debt impacts mental health, offer…
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Navigating Finances as a Single Parent
It’s no secret that managing your finances can be difficult, especially if you don’t have all the support you need. As a single parent, all financial responsibilities can fall to you, which can take a toll not only on your finances but also on your mental health. Both debt and mental health are topics that…
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Who Gets Winter Fuel Allowance? Everything You Need To Know
First introduced by New Labour in 1997, the Winter Fuel Allowance (also known as the Winter Fuel Payment) is a yearly payment made to individuals who have reached state pension age to help meet the costs of energy bills over the winter months. This payment has been a constant for the past 27 years, spanning…
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What Happens If You Ignore Debt?
If you’re struggling with significant amounts of debt, it can be all too tempting to bury your head in the sand and just hope it all goes away. While you probably don’t need us to tell you this, the fact is, doing so will likely only make things worse. Here at MoneyPlus, we understand how…
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How To Find Lost Pensions
Over the course of a career, many of us change jobs multiple times, moving between employers and pension schemes. It’s easy to lose track of workplace pensions, and with an estimated £19.4 billion sitting in unclaimed UK pension pots, you’re not alone if you’ve forgotten about a pension from years ago. Finding lost pensions is…
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What Happens If You Can’t Pay Your Energy Bills?
As temperatures drop, households across the UK are facing the challenge of rising energy costs. Adding to the pressure, recent changes to the Government’s Winter Fuel Payments have limited eligibility, leaving fewer people receiving support. This year, roughly 1.5 million pensioners will qualify for the Winter Fuel Payment, almost 10 million less than previous years.…
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How To Save Money on Toiletries: A Simple Guide for Budget-Friendly Bathroom Essentials
Open any bathroom cabinet and it’s usually jammed full of random products – sticky bottles, half-empty containers, tubs of gel, assorted sprays and more. Toiletries are everyday essentials, but they can also be expensive. While no one is suggesting you give up on personal hygiene (not least for the sake of those around you), there…
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How To Become Debt Free: 10 Tips To Regain Control of Your Finances
Debt can drain the fun out of life and can even make everyday expenses feel overwhelming. Whether it’s credit cards, student loans, car payments, or other financial commitments, seeing your hard-earned money disappear quickly can be frustrating. But the good news is, by taking control and making debt repayment a priority, you can break free…
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Rise of Buy Now Pay Later Schemes
In recent years Buy Now, Pay Later (BNPL) services have grown in popularity, allowing consumers to make purchases without paying the full cost straight away. While splitting the payment over a period may seem like a good way to make larger purchases more manageable or unexpected expenses easier to afford, there are potential drawbacks to…
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Dating on a Budget: 13 Cheap – yet Romantic – Date Ideas
You might have been together a year, a week, or just a day. Maybe you’ve only just got around to asking out that certain special someone. Interest is high, but the budget is low. Don’t worry. There’s no need to cancel Cupid. Romance doesn’t have to mean restaurants, roses and robbing a bank to pay…
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How to Save Money Clothes Shopping
Question: Is there a better buzz than clothes shopping? Answer: Yes, when you’re saving money while clothes shopping. No matter what your financial situation, fashion is more than just a necessity – it can be a way to express yourself. The trouble is, if you’re not careful, keeping up with the latest trends can become…