At a time when financial challenges have become increasingly common, those facing overwhelming debt are looking for solutions to regain control of their financial health. One popular option is Individual Voluntary Arrangements (IVAs)*. This article will explore the rise of IVAs, the reasons behind their increase in popularity, and why they stand out as a…
Mental Health Awareness Week runs from 13th-19th May and the theme this year is “Movement: Moving for our Mental Health”, which focuses on how physical activity can benefit our minds. Moving isn’t just good for the body, it can also help keep our minds in shape. Research has shown that staying active can help reduce…
Over the past few years, the UK has seen a big change in how we view and manage personal debt. What used to be avoided is now a normal part of everyday life, with various types of credit being used more frequently. Buy Now, Pay Later (BNPL) products are becoming an increasingly popular payment method…
After rent or mortgage, your car is probably the biggest consumer of your cash. It doesn’t matter whether it’s a rackety run-around or a sleek saloon, keeping it on the road is a major expense with rising fuel prices, car insurance, tax, maintenance, servicing and MOT. Here are five quick wins to help put the…
The time has come for you to move out of your rented property. You might be tempted to gather up your gear, say your goodbyes and go. If you leave without a backwards glance, chances are you’re going to walk away from your deposit. Here are some quick tips to make sure you get your…
Energy efficiency isn’t just about saving the planet – which is a very hot topic. It’s also about saving money, which is an incredibly cool thing to do. Creating a more energy efficient home is not that difficult, and the good news is, you don’t have to do it all at once. You can just…
For sale: Your dream car. Comes complete with full service history and insurance costs that will take a big chunk out of your driving budget. Insuring your car is an absolute necessity. But, if you’re not careful, it can be an expensive essential for getting behind the wheel of your new motor. Check out these…
When you start looking round for a new home, there are plenty of important questions that need answering. Such as: ‘Is there enough room for a pool table / 62 pairs of shoes?’; ‘Do the neighbours like rap music?’; Or ‘How far away is the nearest pub?’ But the two you need to address first…
At the end of April 2024 we held our event Generation Debt: looking at the impact of debt across all ages and wages, down in London. The event drew on the findings from our collaborative report with Etic Lab, Problem Debt in the Cost of Living Crisis and Beyond. You can read more about the…
When you’re dealing with significant debt, things can quickly become overwhelming. Day-to-day tasks can become more stressful and life can be made especially daunting if you’re also being faced with the prospect of bailiffs knocking on your door. Employed by creditors to recover unpaid debts, the thought of these collection agents turning up at your…
Debt collection is the process used by creditors to get money back that hasn’t been paid by individuals or businesses who owe it. It’s important for both the people trying to collect the debt and those who owe the money to understand each step of this process. This helps creditors recover their money and makes…
Coming into an inheritance can be a significant financial event in your life. Often unexpected and sometimes more substantial than you may have thought, these windfalls can have the ability to alter your financial outlook and even change your life. However, if you’re in debt and are using a debt management solution, such as an…