The Autumn Budget is one of the most significant events in the financial calendar, where the Government outlines its economic priorities, sets tax rates and reveals how it plans to allocate public spending. This year’s Autumn Budget is highly anticipated, as it’s the first one from the new Labour Government with Rachel Reeves as Chancellor.…
Money can be a difficult topic to discuss, especially when it comes to debt. Many people feel a deep sense of shame, guilt, or embarrassment about their financial struggles, and as a result, they often avoid talking about them altogether. However, avoiding conversations about money, especially debt, can lead to bigger problems down the line.…
Halloween is an exciting time filled with with opportunities to get creative, dress up, and enjoy some spooky fun. But like many celebrations, it can quickly become expensive if you’re not careful. Costumes, decorations, parties and treats can all add up, making it easy to overspend. However, with a little planning and creativity, you can…
Debt can be overwhelming. For many, the burden of financial stress leads to a decline in mental health, with debt-related depression being a serious concern. The stigma surrounding debt can make it hard for individuals to seek help, which can result in feelings of isolation. This guide will explore how debt impacts mental health, offer…
It’s no secret that managing your finances can be difficult, especially if you don’t have all the support you need. As a single parent, all financial responsibilities can fall to you, which can take a toll not only on your finances but also on your mental health. Both debt and mental health are topics that…
First introduced by New Labour in 1997, the Winter Fuel Allowance (also known as the Winter Fuel Payment) is a yearly payment made to individuals who have reached state pension age to help meet the costs of energy bills over the winter months. This payment has been a constant for the past 27 years, spanning…
If you’re struggling with significant amounts of debt, it can be all too tempting to bury your head in the sand and just hope it all goes away. While you probably don’t need us to tell you this, the fact is, doing so will likely only make things worse. Here at MoneyPlus, we understand how…
Over the course of a career, many of us change jobs multiple times, moving between employers and pension schemes. It’s easy to lose track of workplace pensions, and with an estimated £19.4 billion sitting in unclaimed UK pension pots, you’re not alone if you’ve forgotten about a pension from years ago. Finding lost pensions is…
As temperatures drop, households across the UK are facing the challenge of rising energy costs. Adding to the pressure, recent changes to the Government’s Winter Fuel Payments have limited eligibility, leaving fewer people receiving support. This year, roughly 1.5 million pensioners will qualify for the Winter Fuel Payment, almost 10 million less than previous years.…
Open any bathroom cabinet and it’s usually jammed full of random products – sticky bottles, half-empty containers, tubs of gel, assorted sprays and more. Toiletries are everyday essentials, but they can also be expensive. While no one is suggesting you give up on personal hygiene (not least for the sake of those around you), there…
Debt can drain the fun out of life and can even make everyday expenses feel overwhelming. Whether it’s credit cards, student loans, car payments, or other financial commitments, seeing your hard-earned money disappear quickly can be frustrating. But the good news is, by taking control and making debt repayment a priority, you can break free…
In recent years Buy Now, Pay Later (BNPL) services have grown in popularity, allowing consumers to make purchases without paying the full cost straight away. While splitting the payment over a period may seem like a good way to make larger purchases more manageable or unexpected expenses easier to afford, there are potential drawbacks to…