man sat at laptop with mobile in hand. Both device screens display a gambling app

Are Gambling Debts Enforceable?

For many, gambling is a harmless hobby, but for others, the allure of this pastime can lead individuals down a path of financial hardship, resulting in accumulated debts. According to a 2022 study by Citizens Advice, 18% of people who regularly gambled online were in significant gambling debt. That equated to 3.3 million people. This…

woman holding piece of paper and tapping on calculator

Are Payday Loans Bad?

You never know what might be just around the corner. However, whether your car breaks down or you need to pay a visit to the emergency dentist, one thing is almost always guaranteed – life’s little curveballs are rarely cheap. This is where payday loans come in.  These easy-to-access loans are, on paper at least,…

golden Chinese dragon on red background

2024: The Year of the Dragon

2024 – the Year of the Dragon – is predicted to bring opportunities, changes, and challenges. These can all be positive or negative depending on how you perceive them, and they’re all interlinked. An opportunity you’ve always wanted may come your way, or it might be an unexpected new chance that arises, something you hadn’t…

blue diary with 2024 written on the front

Money Dates for Your Diary in 2024

Need to file a tax return, wondering when your bills are likely to rise (or shrink! 🤞), or want to know when you can expect important updates from the government? We’ve got you covered. January 6th January – National Insurance cut As of 6th January 2024, the reduction of employee National Insurance contributions (Class 1 NICs)…