Significant debt can be more than just a financial worry. It can impact your entire life, from your working life to the relationships you have with your nearest and dearest. Luckily, there are debt management solutions available that can help you regain control of your personal finances. One type of solution that can provide this…
Juggling your financial responsibilities can often be an overwhelming task. From credit card bills and mortgage payments to student loan repayments and utility bills, different types of debt can start to build all too easily. This can cause stress and anxiety for even the most mentally resolute among us, never mind those living with mental…
You know what they say, Christmas is the most wonderful time of the year. Unfortunately, it also tends to be the most expensive too! The pressure to buy the perfect gifts, go out with friends, and decorate your home can quickly lead to overspending and serious debt. However, with a bit of forethought and planning,…
Dealing with long-term debt can be stressful; the thought of constant chasing from creditors can lead to feelings of anxiety, worry and even depression. However, the good news is, in the UK there’s typically a limitation period on many types of debt, including card debt and personal loan repayments. Of course, this does not mean…
Credit scores are a key part of financial systems in the UK. MoneyPlus explains how they work and what types of actions can impact your score. Credit reports play a vital role in private financial agreements in the UK. Without a credit score, the average person in the UK wouldn’t be able to apply for…
It can be difficult when someone close to you is struggling with debt, whether this is a result of losing a job, overusing credit cards, gambling, or something else. But can you ever become responsible for someone else’s debt? In this article, we break down when you might be accountable for another person’s outstanding payments.…
This year, 6th-10th November is Talk Money Week 2023, a week that encourages us all to talk openly about money!
IVAs and Debt Management Plans are common debt solutions. Here, we explain how they differ and whether you can switch from an IVA to a DMP.
Purple Tuesday is being held on Tuesday 7th November this year. The day is a celebration to promote accessibility and inclusivity across all businesses in all sectors.
Teaching children about money from a young age is extremely important, setting them up for financial success in the future. Children are like sponges and absorb information and habits quickly, so if we can help them learn and develop healthy money habits as early as possible, this will hopefully stay with them throughout the rest…
If you’re feeling the financial pinch, rest assured you’re not alone. Thanks to recent energy price hikes, increasing interest rates, rising food prices and more, many consumers are under strain. However, with a little know-how, there are steps you can take to help you put money aside on a regular basis.
A payday loan is a form of short-term credit designed to offer quick financial relief. It’s intended to be repaid by the following payday. Payday loans can be a good option for people looking for quick financial relief, however, they can come with some considerations for people who may be in a difficult financial situation.