Dealing with debt: 5 things you should know 1) There are sources like Money helper for free debt advice and services. You can find out more by contacting Money Helper on www.moneyhelper.org.uk or 0300 500 5000 (8-8 Monday to Friday, 9-1 on Saturday). 2) You should have been advised on all the options for dealing with…
How to Deal with Your Creditors Creditor contact can be daunting, luckily we have some tips for helping you deal with your creditors A debt management plan is what’s known as an informal debt solution, this means that there are no legal processes involved. Basically, you contact your creditors and agree to repay at a…
A pet is for life not just for Christmas… and so are the costs. Having a furry friend in your life can be a joy but it isn’t unfortunately one that comes with a price tag. MoneyPlus have created a complete guide to the costs and considerations pet owners should know before getting that doggy…
Doing the weekly food shop rarely comes with many surprises, but over the last few months, many got an unwelcome shock when their usual weekly shop came with an unusual price tag. Food bills are predicted to rise by £454 this year, higher than previous predictions. Back in April, researchers at Kantar estimated that the…
Tips for paying your priority bills in 2024 With rising living costs, it’s becoming harder to keep up with household bills. As costs put a squeeze on household finances, paying your priority bills has become the main financial goal of 2024. What are priority bills? Priority bills are those that carry the most serious consequences…
Best money saving apps in 2024 We all need a break from rising costs. With what seems like constant price hikes and inflation where even the Tesco meal deal isn’t safe, we could all do with some freebies. Here at MoneyPlus, we thought we’d highlight some great free apps that might save you some money…
Credit Scores: What They Mean & How to Improve Yours In its essence, a credit score is a number that lenders (banks, car finance dealers etc.) use to determine the risk associated with loaning money to someone. These lenders decide how much they’re willing to loan you (and at what interest rate) based on your credit score…
Saving & Budgeting: Practical Tips for Your Money Knowing the difference between your income and outgoings may seem simple enough, but it’s really the best place to start – even overestimating by a few pounds could blow your budget out of whack. Let’s take a look at the different things you can do to help…
Benefits It’s no secret that the benefits system in the UK can be quite confusing to those not in-the-know, especially considering that incoming governments bring with them new changes that can complicate things further. But the bottom line has always remained the same: you could be entitled to financial support depending on your personal circumstances.…
Switching energy suppliers is usually a very straightforward process, and involves very little input from the customer past the point of the initial switch; energy companies speak to each other directly to ensure that switches go ahead smoothly and with no disruption to supply. However, occasionally an energy supplier takes over the supply of a…
How to Stay Safe Online: Protect Your Money & Data Back in December 2020, we broke the news on our brand-new blog series, It’s Personal, which will lift the lid on how you can better protect your personal information online, and the little things to look out for that could stop you falling victim to…
Is Shopping Online or Instore Cheaper? From bagging a bargain to avoiding the crowds, there’s loads to love about shopping online. But, do you get the same rush from not actually seeing, touching or even smelling the stuff you’re about to buy? It’s a closely fought contest, which probably comes down to one thing: price.…