World Mental Health Day is about increasing awareness and understanding of mental health, and driving positive change. It’s an opportunity to start a conversation about mental health, and this year, we want to find out how our finances can impact our mental well being.
As the football season officially kicks off, millions of eager fans will be getting back into the match-day spirit and engaging in the usual activities that make up a fresh season of Premier League football. For a significant proportion of fans, that includes match betting and gambling.
2023 has proved a difficult year for businesses across the UK with the retail sector in particular struggling to find it’s footing between tradition and transformation. This struggle has been brought into the spotlight with the recent collapse of budget retail giant Wilko, who entered into administration on 10th August, 2023, with 400 stores and 12,000 jobs currently at risk of disappearing from the market.
Like the previous 10-year high wasn’t enough, the Bank of England has again raised interest rates, now to a new 15-year high. On August 3rd the base rate was raised by a quarter percentage point putting the country at 5.25%,
Sometimes trying to manage your debts can feel like a vicious cycle of borrowing to pay. When you’re struggling to repay debts it may seem like taking out further credit is the only option, but we’re here to tell you there are options out there to get ahead of your debts without taking on any more.
You may have seen mortgage and interest rates being mentioned in the news more than usual recently. And with rates on the rise, you’d be forgiven for thinking ‘what is happening?’, and ‘why are they rising at such a fast rate?!’
Choosing to set up a debt management plan can be an important step toward a debt free future, though they do come with some important considerations. Starting a debt management plan can help consolidate your debts into one payment and make repayments more manageable
When dealing with your debts, it can be difficult to know where to start or how to begin moving towards getting debt free. We hope this article gives you all the information that you need and offers ways of seeking help to get in control of your debts in 2023.
Understanding and improving your credit score is a crucial step towards a successful financial future. In the UK, there are three primary options for reviewing your credit score; Experian, Equifax and TransUnion.
Attachment Order can vary depending on the type of order and the amount of debt that you owe. Earnings Attachment Orders can last until the debt is fully repaid or until you change jobs.
Financial setbacks can strike when we least expect them, leaving us feeling lost and overwhelmed. Whether it’s an unexpected job loss, medical emergency, or simply a rough patch that knocked your finances off track, the impact on your credit score can feel devastating. But here’s the truth: financial recovery is possible, and rebuilding your credit…
An Attachment of Earning Order (AEO) is a legal process that allows creditors to recover unpaid debts from your earnings. Unlike Direct Earnings Attachments (DEAs), which are used to recover benefit overpayments, AEOs can be applied debts such as court fines, council tax, and child maintenance payments.