Saving & Budgeting: Practical Tips for Your Money Knowing the difference between your income and outgoings may seem simple enough, but it’s really the best place to start – even overestimating by a few pounds could blow your budget out of whack. Let’s take a look at the different things you can do to help…
Benefits It’s no secret that the benefits system in the UK can be quite confusing to those not in-the-know, especially considering that incoming governments bring with them new changes that can complicate things further. But the bottom line has always remained the same: you could be entitled to financial support depending on your personal circumstances.…
The rules around eligibility for a Debt Relief Order (DRO) changed in June 2021 and again in April 2024, which means that you may now be eligible when you might not have been before. What is a DRO? A DRO is a type of insolvency that allows you to write off your debt after 12…
Switching energy suppliers is usually a very straightforward process, and involves very little input from the customer past the point of the initial switch; energy companies speak to each other directly to ensure that switches go ahead smoothly and with no disruption to supply. However, occasionally an energy supplier takes over the supply of a…
How to Stay Safe Online: Protect Your Money & Data Back in December 2020, we broke the news on our brand-new blog series, It’s Personal, which will lift the lid on how you can better protect your personal information online, and the little things to look out for that could stop you falling victim to…
What ‘Setting off’ means for your finances Sometimes our finances can get the better of us. Whether we’ve taken on more than we can reasonably afford, or have been faced with a change in personal circumstances, such as a loss of income, it’s easy to see how debts can accrue in a short amount of…
Is Shopping Online or Instore Cheaper? From bagging a bargain to avoiding the crowds, there’s loads to love about shopping online. But, do you get the same rush from not actually seeing, touching or even smelling the stuff you’re about to buy? It’s a closely fought contest, which probably comes down to one thing: price.…
Packed Lunches vs School Meals – Which Adds Up? Every youngster needs a decent meal in the middle of a day to help them keep their energy levels up. School meals have come a long way since the days of lumpy mash, grey mince and semolina. Food standards say they must now include protein rich,…
Hot Tips to Cut the Cost of Cooking If you’ve ever looked in your freezer and discovered a UFO (Unidentified Frozen Object), or defrosted a steak and kidney pie only to discover (after you’ve poured gravy on it) that it contains apple, then you might benefit from being a little more organised in the kitchen.…
Does going green leave you in the red? There’s a bit of an illusion that environmentally friendly equals expensive – that going for cost and convenience is kind to the pocket but not to the planet. The great news is, you can lead the good-life and be cash savvy. Here we provide a few green-living…
How Owning Less Can Make You Buy Less Ever fancied living with less stuff? We’re all surrounded by so many things, is it any wonder life can feel so chaotic. There can be a great sense of freedom in letting go. Getting rid of things you don’t like, want or need. Living with less but…
Tasty Ideas for Cheap Packed Lunches Making and taking a packed lunch to work, college, or a day out can seem like a bit of a faff. But, when you haven’t got a sausage and the chips are down (terrible, sorry), preparing your own food can be cheaper, healthier and, if you go about it…