Adam is our very own money saving expert. From tips on the best savings apps to cutting through the jargon on debt plans and loan agreements.
A background in journalism has given him the investigative skills needed to get to the facts of all things finance.
A debt management plan is what’s known as an informal debt solution, this means that there are no legal processes involved. Basically, you contact your creditors and agree to repay at a rate you can afford. Whilst we obviously recommend having a professional do this for you, it is certainly something that you can, if…
Tenancy Deposit Claims All deposits must be held in a government-approved tenancy deposit scheme according to laws introduced in April 2007. These laws require landlords to protect a new tenants deposit in a one of three government schemes: The Deposit Protection Service, The Tenancy Deposit Scheme or MyDeposits within 30 days of receiving a tenant’s…
Can a debt management plan stop bailiffs? This is one of the most common questions people ask when looking for debt advice online. Each debt is different and the measures and protections a debt management plan can give a debtor ranges depending on the types of debts, amount of debts and any actions already taken…
Millions are seeing their household bills rising, due to an increased cost of living and inflation currently affecting the UK. It’s estimated that one in five people will be driven into debt this year.
Money Saving Guide to Owning a Pet A pet is for life not just for Christmas… and so are the costs. Having a furry friend in your life can be a joy but it isn’t unfortunately one that comes with a price tag. MoneyPlus have created a complete guide to the costs and considerations pet…
Five tips for saving on your weekly shop Doing the weekly food shop rarely comes with many surprises, but over the last few months, many got an unwelcome shock when their usual weekly shop came with an unusual price tag. Food bills are predicted to rise by £454 this year, higher than previous predictions. Back…
Understanding Liz Truss’ new energy plan Among the cost-of-living crisis and the mountain of headlines surrounding it. The recent conversative leadership race has finally come to an end with MP Lizz Truss announced on 5/9/2022 to be the next leader of the Tory party and prime minister of England. While this means a lot of…
Tips for paying your priority bills in 2024 With rising living costs, it’s becoming harder to keep up with household bills. As costs put a squeeze on household finances, paying your priority bills has become the main financial goal of 2024. What are priority bills? Priority bills are those that carry the most serious consequences…
Tips for budgeting during a recession When it comes to your finances, the best thing you can do is be prepared. No matter how well you think you are doing, unexpected bills can still crop up. This winter, the UK cost-of-living crisis is set to worsen, with energy bills expected to rise as high as…
Latest internal statistics at MoneyPlus show a sharp rise in cost of living related enquires and predict further rises later in 2022.
Why Debt Awareness Week Matters It doesn’t matter which rock you have spent the last few months living under, chances are debt, and the rising cost of living prices have found their way to you. 2022 is the year where debt discussion is more vital than ever before. What has, for many, either been quietly…
Best money saving apps in 2024 We all need a break from rising costs. With what seems like constant price hikes and inflation where even the Tesco meal deal isn’t safe, we could all do with some freebies. Here at MoneyPlus during #debtawarenessweek, we thought we’d highlight some great free apps, that might save you…