Adam is our very own money saving expert. From tips on the best savings apps to cutting through the jargon on debt plans and loan agreements.
A background in journalism has given him the investigative skills needed to get to the facts of all things finance.
Should You Switch Energy Provider? You’ve been with the same energy provider for years. Although you’re not going to invite them around for a beer any time soon, it would feel a bit disloyal to dump them. Gas and electricity are always there when you need it and as to the cost… it’s the same…
Save Money on Your Phone Contract We spend a lot of moolah on our mobiles. There are so many models, networks and contracts to choose from these days, it’s difficult to know if we’re getting ripped off. Factor in minutes, messaging, memory, data, overseas tariffs and a very nice phone cover (no-brainer), and chances are…
Pre-payment Gas Meter vs Credit Gas bills are just a part of life for most of us. We use it, pay for it, don’t really give it a second thought if we’re honest. If the cooker and the central heating work and there’s enough hot water for a shower, there’s not much else to think…
How to Save Money on Your Water Bill Water. Turn on the tap, and like magic, it’s there. A brew, a bath, a shower, clean clothes and dishes… we all take it a bit for granted really. But, how much is it costing, and could we save money? Reduce your bill and your impact on…
Could Direct Debits Lower Your Energy Bills? Setting up a direct debit can feel a bit like signing your life – or at least your wages – away. It’s yet another chunk of money going out of your bank account each month before you’ve even had time to touch it. But, it might help soften…
Are You Owed Money by an Energy Provider? Millions of people are owed money by an energy provider. It’s estimated 60% of people have overpaid on their gas and electricity bills. That means around 16 million people are in credit to the tune of hundreds of pounds – and the money is just sitting there…
Supermarket Fuel – The Facts and the Fiction It’s a common question that often fuels a heated debate: Should you shell out for Shell or plump for the cheapest prices at the pumps? Some motorists believe that branded petrol and diesel such as Shell, Esso and BP are a higher quality than what’s available at…
8 Reasons You Should Have an Allotment Allotments used to be considered the domain of old guys in corduroy pants, cardigans and caps but now they’re actually quite cool. So much so that there’s usually a waiting list to get one. If you’re living in a flat with no outdoor space, or you’ve got a…
Top Tips To Help You Get Debt-Free Debt can drain the fun out of life. Credit cards, student loans, car payments, mobile phone contracts… it doesn’t matter where you owe money, the fact your hard-earned cash goes so quickly is a real pain. But, once you make paying off a debt a priority, it becomes…
Tips For Staying On Budget Three little words that can change your life completely: On. A. Budget. They’re enough to strike fear into the heart, dread into the soul, and a person into the nearest pub. Sticking to a budget is easier in theory than practice. But, it does get easier with time. So, if…
The Rundown: Weighing Up Balance Transfer Cards Some things sound good in theory. Like moving all your debt from one place to another with lower interest rates and smaller repayments each month. Balance transfers can be a good thing. They’re simply the act of moving a debt (usually a credit card) from one account to…
The Rundown: Payday Loans – Will They Work for You? If you’re stressed out about money – and let’s face it, who isn’t? – borrowing a small sum of money for a short amount of time can seem like the perfect answer. A payday loan is more or less self-explanatory. You borrow some cash and…