The UK is famous for its vibrant and varied festivals, with events for everyone’s tastes and interests. While some festivals can be expensive, the UK also has many free festivals that offer great entertainment without costing a penny. These free festivals showcase music, arts, food, and community activities, highlighting the UK’s rich culture and strong…
Beefeater ‘free’ kids breakfast Children aged 16 and under can enjoy a complimentary breakfast at any Beefeater restaurant, with up to two children eligible for the free meal per adult purchasing an unlimited cooked breakfast. The offer is only available during breakfast hours: Children have the option of a full cooked breakfast which includes items…
Managing energy debt can be overwhelming, especially when utility bills become unsustainable. To help you stay in control of your finances, this guide provides an overview of what utility debt is and how, if at all, it may be possible to write off this form of debt. What is utility debt? As the name suggests,…
Securing a mortgage while managing debt can be complex, especially in the current economic environment. However, it’s not impossible. In this guide, we walk you through the essential considerations for obtaining a mortgage when you have existing debt, offering a comprehensive understanding of what lenders look for and how you can improve your chances. What…
Building a strong credit score is essential for financial stability and access to better loan terms. Using a credit card wisely is a powerful strategy to achieve this goal. This guide explains why credit cards are important for building your credit score, offers detailed tips on how to use them responsibly, and explores alternative methods…
Unexpected expenses can strike at any time, disrupting your financial stability and potentially leading to debt. However, with sensible money management and professional advice and support, the prospect of juggling debt and unexpected expenses can be made a little less frightening. In this guide, we explain what unexpected expenses can include, provide examples, and explore…
If you’re using a Debt Management Plan (DMP) or considering starting one, you might be wondering if getting a new mortgage is even possible. The truth is, obtaining a mortgage while dealing with significant debt can be challenging, especially if you have entered into a formal debt management solution. However, that’s not to say it’s…
Moving abroad can be an exciting opportunity, offering new experiences and adventures. However, if you’re burdened with debt, this situation can become more complex. This guide explores the implications of relocating abroad while carrying debt, addressing common concerns and misconceptions. Can you move abroad if you have debt? Yes, you can move abroad if you…
Retirement is often seen as a time to relax and enjoy the benefits of years of hard work. However, for many, the reality is more complicated due to lingering debts. If you’re approaching retirement age and still have outstanding debts, you might be wondering if you can truly afford to retire. This guide will delve…
Single Train Tickets vs Returns When you see an offer being plugged for cheap travel, it usually goes along the lines of ‘Cheap Away Day Returns.’ Rarely, if ever, do the ads promote ‘Cheap Away Day Singles’, presumably working on the assumption that, wherever you’re going, you want to get back home at some point.…
Financial literacy is crucial for making informed financial decisions that can significantly improve your financial well-being. By understanding the core principles of financial literacy, you can take control of your financial future, avoid common pitfalls, and work towards achieving your financial goals. In this article, we’ll explore the five main principles that form the foundation…
In recent years, an increasing amount of people in the UK have turned to gig work to make money on the side and manage their finances. For many, gig work offers a flexible way to earn extra cash, which can be especially useful for paying off debt. In this article, we’ll explore what gig work…