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Can I Rent With an IVA?

An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors to pay back your debts over a set amount of time, which is typically five to six years. It’s a common solution for those who are facing unmanageable debt, but many people wonder if they can still rent a property while…

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How Social Media Is Affecting Our Spending Habits

Research shows that social media significantly influences consumer behaviour. Shaping the way we communicate, consume information, and spend our money. According to the 2023 Commence Report, which surveyed individuals aged 16-24, millennials and Gen Z (born between 1997 and 2012) are 51% more inclined to make impulse purchases online. With platforms like Instagram, Facebook, TikTok…

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Free Festivals and Carnivals in the UK

The UK is famous for its vibrant and varied festivals, with events for everyone’s tastes and interests. While some festivals can be expensive, the UK also has many free festivals that offer great entertainment without costing a penny. These free festivals showcase music, arts, food, and community activities, highlighting the UK’s rich culture and strong…

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Kids Eat ‘Free’ or for £1

Prezzo kids eat ‘free’ Kids can eat for free with the purchase of an adult main course from the ‘A La Carte’ menu. You’ll just need to present a code. To get your code, simply enter your email address online. You’ll then receive a unique nine-digit code to show the staff at the end of…

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Can You Get a Mortgage With Debt?

Securing a mortgage while managing debt can be complex, especially in the current economic environment. However, it’s not impossible. In this guide, we walk you through the essential considerations for obtaining a mortgage when you have existing debt, offering a comprehensive understanding of what lenders look for and how you can improve your chances. What…

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How To Use a Credit Card To Build Credit

Building a strong credit score is essential for financial stability and access to better loan terms. Using a credit card wisely is a powerful strategy to achieve this goal. This guide explains why credit cards are important for building your credit score, offers detailed tips on how to use them responsibly, and explores alternative methods…