Three little words that can change your life completely: On. A. Budget. They’re enough to strike fear into the heart, dread into the soul, and a person into the nearest pub. Sticking to a budget is easier in theory than practice. But, it does get easier with time. At MoneyPlus, we understand the challenges of…
Teaching children about money from a young age is extremely important, setting them up for financial success in the future. After all, children are like sponges and absorb information quickly, so if we help them learn and develop healthy money habits as early as possible, this will hopefully stay with them throughout the rest of…
Whether you’re looking to save for the future, get out of debt, or simply make better financial decisions, improving your financial literacy is the key to achieving your goals. This guide will help you understand why financial literacy matters and provide practical tips to enhance your financial knowledge and skills. Why does financial literacy matter?…
When it comes to your finances, the best thing you can do is be prepared. No matter how well you think you are doing, unexpected bills can still crop up. As we near the halfway point in 2024, the UK cost-of-living crisis is still ongoing. And although down on last year, average energy bills are…
If one of your new years resolutions is to pay off your debts, or make noticeable progress towards paying them off, then here are some top tips to help you work towards your goal… Build out your budget First and foremost, it’s helpful to know how much money you’ll have to put towards your debts…
You know what they say, Christmas is the most wonderful time of the year. Unfortunately, it also tends to be the most expensive too! The pressure to buy the perfect gifts, go out with friends, and decorate your home can quickly lead to overspending and serious debt. However, with a bit of forethought and planning,…
If you’re feeling the financial pinch, rest assured you’re not alone. Thanks to recent energy price hikes, increasing interest rates, rising food prices and more, many consumers are under strain. However, with a little know-how, there are steps you can take to help you put money aside on a regular basis.
Energy, alongside inflation, cost-of-living, and crisis, is a word you’re probably sick of hearing at this point. With the current energy crisis and rising inflation costs, it feels like you can’t turn anywhere without another headline about the rising costs. Well, this is another one of those articles… However, rather than blast you with negative…
Dealing with debt: 5 things you should know 1) There are sources like Money helper for free debt advice and services. You can find out more by contacting Money Helper on www.moneyhelper.org.uk or 0300 500 5000 (8-8 Monday to Friday, 9-1 on Saturday). 2) You should have been advised on all the options for dealing with…
Doing the weekly food shop rarely comes with many surprises, but over the last few months, many got an unwelcome shock when their usual weekly shop came with an unusual price tag. Food bills are predicted to rise by £454 this year, higher than previous predictions. Back in April, researchers at Kantar estimated that the…
Tips for paying your priority bills in 2024 With rising living costs, it’s becoming harder to keep up with household bills. As costs put a squeeze on household finances, paying your priority bills has become the main financial goal of 2024. What are priority bills? Priority bills are those that carry the most serious consequences…
Hot Tips to Cut the Cost of Cooking If you’ve ever looked in your freezer and discovered a UFO (Unidentified Frozen Object), or defrosted a steak and kidney pie only to discover (after you’ve poured gravy on it) that it contains apple, then you might benefit from being a little more organised in the kitchen.…