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Free Festivals and Carnivals in the UK
The UK is famous for its vibrant and varied festivals, with events for everyone’s tastes and interests. While some festivals can be expensive, the UK also has many free festivals that offer great entertainment without costing a penny. These free festivals showcase music, arts, food, and community activities, highlighting the UK’s rich culture and strong…
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Kids Eat ‘Free’ or for £1
Beefeater ‘free’ kids breakfast Children aged 16 and under can enjoy a complimentary breakfast at any Beefeater restaurant, with up to two children eligible for the free meal per adult purchasing an unlimited cooked breakfast. The offer is only available during breakfast hours: Children have the option of a full cooked breakfast which includes items…
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How To Write Off Council Tax Debt
Dealing with council tax debt can be stressful and confusing, especially if you’re already struggling with other financial obligations and different forms of debt. In this guide, we aim to help you understand the consequences of not paying your council tax and explore the options available to manage or even write off this debt. What…
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How To Manage Gift-Giving Expectations While in Debt
At MoneyPlus, we believe in making smart financial choices without sacrificing the joy of giving. Whether you’re shopping for a birthday, Christmas, or just because, finding the perfect present doesn’t have to drain your wallet and certainly shouldn’t make your debt problem worse. So, whether you’re currently using a Debt Management Plan (DMP), are working…
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Energy Debt Write Off: What You Need To Know About Unsustainable Utility Debt
Energy Debt Write Off: What You Need To Know About Unsustainable Utility Debt Struggling with energy debt? Discover what utility debt is, how to manage it, and potential solutions for relief, including switching suppliers, legal consequences, and debt write-off options. Managing energy debt can be overwhelming, especially when utility bills become unsustainable. To help you…
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Can You Get a Mortgage With Debt?
Securing a mortgage while managing debt can be complex, especially in the current economic environment. However, it’s not impossible. In this guide, we walk you through the essential considerations for obtaining a mortgage when you have existing debt, offering a comprehensive understanding of what lenders look for and how you can improve your chances. What…
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How To Use a Credit Card To Build Credit
Building a strong credit score is essential for financial stability and access to better loan terms. Using a credit card wisely is a powerful strategy to achieve this goal. This guide explains why credit cards are important for building your credit score, offers detailed tips on how to use them responsibly, and explores alternative methods…
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How To Deal With Unexpected Expenses
Unexpected expenses can strike at any time, disrupting your financial stability and potentially leading to debt. However, with sensible money management and professional advice and support, the prospect of juggling debt and unexpected expenses can be made a little less frightening. In this guide, we explain what unexpected expenses can include, provide examples, and explore…
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Getting a Mortgage During Debt Management
If you’re using a Debt Management Plan (DMP) or considering starting one, you might be wondering if getting a new mortgage is even possible. The truth is, obtaining a mortgage while dealing with significant debt can be challenging, especially if you have entered into a formal debt management solution. However, that’s not to say it’s…
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5 Changes To Your Finances Under Labour
With the new Labour Government in power, shifts are on the horizon that may impact your finances. Labour’s manifesto has outlined several key changes, and these will bring about both benefits and challenges for individuals and families across the UK. Here, we break down five financial changes you can expect under Labour’s leadership. 1. State…
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Debt Management Phishing: How To Avoid Being Scammed
Nowadays, with the likes of AI (Artificial Intelligence), online scams have become more sophisticated than ever before, posing a big threat to people’s finances. However, what you might not be aware of is just how common debt management fraud, and in particular debt management phishing, has become. As one of the trickiest new scams out there,…
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Can I Move Abroad with Debt?
Moving abroad can be an exciting opportunity, offering new experiences and adventures. However, if you’re burdened with debt, this situation can become more complex. This guide explores the implications of relocating abroad while carrying debt, addressing common concerns and misconceptions. Can you move abroad if you have debt? Yes, you can move abroad if you…
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