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What to do if you can’t afford your kids school trip
School trips are meant to be exciting, educational experiences for children, whether it’s a day at a museum, a week at an outdoor activity centre, or even a once-in-a-lifetime overseas visit. But the truth is, these trips often come with a price tag that not every family can manage. If you’re thinking ‘I can’t afford…
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Arguments over spending habits
Money is one of the most common causes of disagreements in households. Whether it’s about secret spending or how to budget for the future, spending arguments can quickly escalate into tension between couples or family members. This guide explores why money fights over spending happen, the most common triggers, and practical ways to align financial…
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I’m worried about money all the time – what can I do?
If you always worry about money, don’t worry, you’re not alone. Rising costs, unexpected bills, or loans that don’t appear to be going anywhere soon could make anyone anxious about money. For some, such money issues become daily life protocol – a subconscious burden that is hard to shake. The truth is, financial issues don’t…
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Why does money give me anxiety?
Money can affect more than just your bank balance. For many people, it also impacts mood, confidence and even sleep. If you’ve ever found yourself lying awake at night, worrying about bills or dreading checking your bank account, you’re not alone. Financial anxiety is common, and it can creep into daily life in subtle ways.…
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Dealing with money trauma
Money isn’t just about numbers – for many, it’s deeply emotional. If you’ve ever found yourself feeling overwhelmed, ashamed or even panicked when dealing with money, you could be experiencing something more than just money stress. This is where the concept of financial trauma comes in. In this guide, we’ll explain what money trauma is,…
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Why checking your bank account fills you with panic and what you can do about it
If your heart races every time you open your banking app, or you find yourself putting it off completely, you’re not the only one. Panic checking your bank balance can feel like stepping into the unknown, especially when money’s tight, or you’re not sure what you’ll find. This guide is here to help you understand…
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How to stop obsessing over your finances
Constantly worrying about money can take over your thoughts. You might find yourself replaying past spending, checking your bank balance multiple times a day, or feeling anxious even after paying the bills. These repetitive financial thoughts can feel overwhelming and tiring. Although intrusive, repetitive thoughts are a symptom of obsessive-compulsive disorder (OCD), it’s important to…
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How to stop worrying about bills
If you’re constantly worrying about bills – from electricity and water to council tax and credit cards – you’re not alone. For many people in the UK, the cost of keeping up with everyday expenses has risen sharply. When you’re already stretched, a new bill through the letterbox can feel like the final straw. This…
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Support for self-employed people with no work
Running your own business brings freedom and flexibility – but it also comes with risk. If you’re self-employed and suddenly have no work, it can be frightening trying to figure out how to cover your bills and stay afloat. This guide explains what to do if you’re self-employed with no income, including help with benefits,…
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Living on credit cards every month? Steps you can take
Using a credit card to make ends meet isn’t unusual, especially with the rising cost of living and irregular income patterns. But when spending on credit becomes a monthly routine, it’s a warning sign that your budget may no longer be working. This guide explores why many people in the UK are living on credit…
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What happens if I can’t make it to payday?
Finding yourself running out of money before payday is more common than you might think. Rising bills, unexpected costs, or even just a higher-than-usual food shop can quickly throw off your budget. If you can’t make it to payday this month, there are practical steps you can take right now, as well as longer-term options…
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What happens if I can’t afford to feed my family?
It’s something no one expects to face, yet more and more families across the UK are struggling to put meals on the table. With food, energy and everyday costs rising faster than incomes, even households that were coping a year ago may now be falling behind. If you’ve found yourself skipping meals, buying less, or…
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