Will I get evicted for 1 missed rent? Missing a rent payment can feel like a disaster, especially when you’re already worried about money. It’s easy to assume the worst – that one missed rent payment could mean eviction and losing your home. But the reality is a bit more complicated. While falling behind on…
What happens if I don’t pay my phone bill Missing a phone bill can happen to anyone, especially when your money’s pulled in too many directions. However, one missed payment can set off a chain of events that affects your credit, your mobile service, and even your ability to borrow in future. If you’ve missed…
Which is better for managing debt in the UK – IVA or DMP? When you’re facing unmanageable debt, understanding your options can help you to start taking back control. Two of the most well-known debt solutions available in the UK are Individual Voluntary Arrangements (IVAs) and Debt Management Plans (DMPs). But with both aiming to…
Can I get free debt advice? Dealing with debt can feel isolating, especially when you’re unsure where to turn or who to trust. But you don’t need to face it alone. If you’re looking for free debt help in the UK, there are confidential, regulated services available to guide you through your options. This guide…
What to do if you cut everything but still can’t afford life Sometimes, no matter how carefully you budget, the numbers just don’t add up. If you feel like you’ve already cut back on everything, counted every penny, and budgeting didn’t help, you’re not alone. It’s a frustrating and exhausting place to be – and…
Nothing left to cut in my budget If you’re staring at your budget spreadsheet, wondering what more you can possibly cut back on, you’re not alone. It’s a position many people in the UK are finding themselves in right now. You’ve likely trimmed every non-essential, swapped branded for basics, and negotiated better deals on your…
Steps to take if you’re anxious about debt If debt has left you feeling anxious, you’re not alone. Across the UK, rising living costs and financial uncertainty have left more people struggling to stay on top of their money. But there’s a difference between worrying about bills now and then, and living in a constant…
Feeling guilty about borrowing from friends: how to cope and move forward If you’ve ever borrowed money from friends or family, you might know the complicated feelings that can come with it. While borrowing can provide short-term relief, the guilt about borrowing money from family or the awkwardness of asking for help in the first…
How to break the payday loan cycle Payday loans often feel like a quick fix. You’re facing a looming gas bill or need to cover essential shopping – and a payday loan promises fast cash when you’re short and can’t make it to payday. But what starts as a temporary solution can quickly spiral, leaving…
What happens if I can’t pay for my broadband this month? Falling behind on bills is never easy, but when it comes to broadband, the worry can feel even sharper. Internet access isn’t just for streaming films or browsing – it’s often essential for work, school, and keeping in touch with loved ones. If you…
Can’t pay rent on Universal Credit Struggling to cover rent while on Universal Credit (UC) is more common than you might think. If your housing payment doesn’t stretch far enough, or you’re already in rent arrears, there are practical steps you can take and support you may not know you can access. In this guide,…
What to do if you’re too stressed at work because of money worries Most of us spend a big part of our lives at work. It’s where we focus, earn our living and often build friendships too. But when money problems follow you into the workplace, everything can start to feel harder. You may struggle…