It’s never easy when a relationship comes to an end. Alongside the emotional distress and sense of loss, there’s also often a need to sort out a range of practical matters such as dividing assets, reorganising living arrangements, and adjusting to changes in daily routines. All of this breakup admin requires patience, clear communication, and…
Guide to using Experian During difficult financial times, keeping on top of your credit score can give you a valuable insight on how you’re really managing. There are three major credit scoring agencies in the UK: Experian, Equifax and TransUnion. As one of the most popular credit reporting services, Experian is one option for people…
Mobile and broadband Companies are currently introducing mid-contract price hikes of up to 8.8%. Currently they’re allowed to do this, but it looks like regulators will be putting a stop to this soon. Big names like BT, EE, Plusnet, Shell Energy, TalkTalk, Virgin Media and Vodafone adjust their prices every April in line with the…
Falling into debt can be very overwhelming, especially if you’re faced with a few different types of debt. For this reason, when it comes to getting yourself out of the financial predicament you find yourself in, understanding the distinction between priority and non-priority debts is crucial. In this guide, we explain what priority and non-priority…
It’s common knowledge that debt can act as a huge weight on an individual’s shoulders during their lifetime. However, have you ever stopped to think about the stress attached to understanding what happens to your debt once you’ve passed away. Thinking about your loved ones dealing with your debts after you’ve died is never a…
Does a heftier price tag guarantee a better-tasting Easter egg? In a world where the shelves are brimming with options ranging from budget-friendly supermarket brands to premium chocolatiers, making the right choice can be overwhelming. We bought three supermarket-own eggs from Lidl, Aldi and Morrisons and four branded eggs including Cadbury, Lindt, Thorntons and Maltesers.…
What is Debt Awareness Week and why is it important? Debt Awareness Week is a yearly event put together by StepChange Debt Charity which aims to raise awareness on issues related to debt. Its main purpose is to motivate those struggling with debt to get help as soon as possible. By doing so, it could…
Chancellor Jeremy Hunt has confirmed a 2p reduction in National Insurance during his Budget speech to members of Parliament. This announcement comes as part of the final budget before the anticipated general election later this year. The budget introduces a series of steps designed to assist families facing financial challenges, such as freezing fuel duty…
Individual Voluntary Arrangements (IVAs) typically take between five and six years to complete. When you first enter into your IVA, the end of the tunnel can feel a lifetime away. However, the truth is, if you stick to your IVA terms and conditions, time can fly by. That’s why it can be helpful to know…
You know what they say, Christmas is the most wonderful time of the year. Unfortunately, it also tends to be the most expensive too! The pressure to buy the perfect gifts, go out with friends, and decorate your home can quickly lead to overspending and serious debt. However, with a bit of forethought and planning,…
Dealing with long-term debt can be stressful; the thought of constant chasing from creditors can lead to feelings of anxiety, worry and even depression. However, the good news is, in the UK there’s typically a limitation period on many types of debt, including card debt and personal loan repayments. Of course, this does not mean…
Credit scores are a key part of financial systems in the UK. MoneyPlus explains how they work and what types of actions can impact your score. Credit reports play a vital role in private financial agreements in the UK. Without a credit score, the average person in the UK wouldn’t be able to apply for…