Juliet became part of the MoneyPlus team as a Content Writer in February 2024, where she now oversees the blog and co-writes the newsletter. Her work focuses on making financial topics understandable for all.
With five years of experience in content, Juliet began her career as a Journalist at MoneySavingExpert, where she developed a deep understanding of consumer finance.
Struggling with debt can feel very overwhelming, especially when it spirals into a full-blown debt crisis. For many living with debt, sleepless nights, a constant feeling of stress, and even an ongoing sense of helplessness and dread are common. However, it’s essential to remember that, no matter how bad your financial situation might seem, there…
Saving for retirement can often seem complicated. With so many factors to consider including your age, income, lifestyle and even your debts, it’s easy to feel overwhelmed. However, planning for your future is critical and knowing how much to pay into your pension is a crucial part of that planning. This guide will break down…
Debt can be a challenging topic to bring up with your partner, especially if it has been hidden or left undiscussed for some time. However, financial transparency is essential for building trust and fostering a healthy relationship. Talking about debt openly allows couples to work together towards solutions and prevent financial issues from becoming larger…
Used by lenders to assess your financial situation, a debt to income (DTI) ratio is used to work out the balance between your income and debt payments. If you have debt and you’re applying for a mortgage or loan, working out your DTI ratio will give you an indication of how much of a risk…
When a loved one passes away, it can be a stressful time. The emotion that comes with death, combined with the essential administration that needs to be completed can make a really difficult time of your life even more challenging. However, at least part of this load can be alleviated if the individual who has…
When you’re applying for credit – whether that’s a loan, mortgage or something else – the lender will typically look at your credit score before deciding whether to accept your application. Essentially, a credit score is a three digit number that indicates your trustworthiness as a borrower. The higher this number is, the lower the…
Before loaning you money or offering credit, lenders should complete checks to ensure you’re able to afford repayments. If they don’t, this is known as irresponsible lending and can lead to significant loan and credit card debt for the customer. Read on for more information about the signs of irresponsible lending and what to do…
Impulse buying can be a costly habit. Whether it’s a last-minute online shopping spree or grabbing extra items while grocery shopping, these unplanned purchases can wreak havoc on your budget. With all the online shopping and targeted ads nowadays, it’s easier than ever to get drawn into buying things we don’t need. But there are…
Stress affects millions of people, and when it’s tied to financial issues like debt, it can feel even more overwhelming. That’s why initiatives like Stress Awareness Day, held on Wednesday 6th November this year, are essential for highlighting the impact of stress on our lives and encouraging steps to manage and reduce it. At MoneyPlus,…
The Autumn Budget is one of the most significant events in the financial calendar, where the Government outlines its economic priorities, sets tax rates and reveals how it plans to allocate public spending. This year’s Autumn Budget is highly anticipated, as it’s the first one from the new Labour Government with Rachel Reeves as Chancellor.…
Money can be a difficult topic to discuss, especially when it comes to debt. Many people feel a deep sense of shame, guilt, or embarrassment about their financial struggles, and as a result, they often avoid talking about them altogether. However, avoiding conversations about money, especially debt, can lead to bigger problems down the line.…
Halloween is an exciting time filled with with opportunities to get creative, dress up, and enjoy some spooky fun. But like many celebrations, it can quickly become expensive if you’re not careful. Costumes, decorations, parties and treats can all add up, making it easy to overspend. However, with a little planning and creativity, you can…