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TransUnion Review 2024: Credit Reporting Unveiled
Understanding and improving your credit score is a crucial step towards a successful financial future. In the UK, there are three primary options for reviewing your credit score; Experian, Equifax and TransUnion.
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Types of Attachment Orders in the UK
Attachment Order can vary depending on the type of order and the amount of debt that you owe. Earnings Attachment Orders can last until the debt is fully repaid or until you change jobs.
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Rebuilding Your Credit Score
Nothing is forever, and even the toughest of times can turn on a hairpin to send you on a journey back towards a state of stability and balance. Deciding to rebuild your credit score after a period of financial upheaval can feel like an impossible task, but we’re here to tell you that it isn’t.…
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AEO Facts 2024: Attachment of Earnings
An Attachment of Earning Order (AEO) is a legal process that allows creditors to recover unpaid debts from your earnings. Unlike Direct Earnings Attachments (DEAs), which are used to recover benefit overpayments, AEOs can be applied debts such as court fines, council tax, and child maintenance payments.
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UK Credit & Debt Types: A 2024 Guide
When dealing with debts, it’s important to know the different types of credit and their implications. Especially in an ever-changing financial landscape like we’re seeing here in the UK. To help you better understand the different types of credit and debt in the UK in 2024, we’ve put together this comprehensive guide that covers the…
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Clearscore – Managing Your Credit Score
Clearscore was founded in July 2015, and was the UK’s first provider of free credit scores allowing users to view a snapshot of their finances and reports, they also offer consumer advice and protection services.
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Equifax Review 2024
Looking to understand and improve your credit score can be important step in a successful financial future. Equifax are one of the three main options for credit score in the UK alongside Experian and Clearscore. As one of the most popular credit reporting services, Equifax is one option for people looking to get a better…
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Debt Awareness: Path to Becoming Debt Free
In 2023, discussing debt continues to be essential. The issue of debt became a vivid reality for people across the UK with the on-going cost-of-living crisis, and a new wave of people nationwide are struggling amid economic instability. Many are now feeling financially insecure for the first time, and don’t know that help that is…
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Understanding Credit Score Improvement
A credit score is a simplified overview of your credit history, giving lenders and prospective loan providers a general idea of your previous credit commitments, repayments and reliability. Currently in the UK, credit scores are measured by three credit reference agencies (Experian, Equifax and TransUnion), who monitor and allow you to check your credit score.…
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Energy Saving Tips
Energy, alongside inflation, cost-of-living, and crisis, is a word you’re probably sick of hearing at this point. With the current energy crisis and rising inflation costs, it feels like you can’t turn anywhere without another headline about the rising costs. Well, this is another one of those articles… However, rather than blast you with negative…
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Dealing with Debt: 5 Essential Tips
Dealing with debt: 5 things you should know 1) There are sources like Money helper for free debt advice and services. You can find out more by contacting Money Helper on www.moneyhelper.org.uk or 0300 500 5000 (8-8 Monday to Friday, 9-1 on Saturday). 2) You should have been advised on all the options for dealing with…