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  • How To Cut Down On Subscription Costs

    How To Cut Down On Subscription Costs

    Subscription services can often be a good way to streamline costs and get some monthly comforts to make the start of every month a little more exciting. Still, subscription services can sometimes get out of hand and before you know it, a huge chunk of your pay check can disappear in the blink of an…

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  • The Great Easter Egg Taste-Off: Best Value Unwrapp

    The Great Easter Egg Taste-Off: Best Value Unwrapp

    Does a heftier price tag guarantee a better-tasting Easter egg? In a world where the shelves are brimming with options ranging from budget-friendly supermarket brands to premium chocolatiers, making the right choice can be overwhelming. We bought three supermarket-own eggs from Lidl, Aldi and Morrisons and four branded eggs including Cadbury, Lindt, Thorntons and Maltesers.…

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  • Debt Awareness Week 18-24 March

    Debt Awareness Week 18-24 March

    What is Debt Awareness Week and why is it important? Debt Awareness Week is a yearly event put together by StepChange Debt Charity which aims to raise awareness on issues related to debt. Its main purpose is to motivate those struggling with debt to get help as soon as possible. By doing so, it could…

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  • Spring Budget 2024: What it Means for Your Finances

    Spring Budget 2024: What it Means for Your Finances

    Chancellor Jeremy Hunt has confirmed a 2p reduction in National Insurance during his Budget speech to members of Parliament. This announcement comes as part of the final budget before the anticipated general election later this year. The budget introduces a series of steps designed to assist families facing financial challenges, such as freezing fuel duty…

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  • What Happens at the End of an IVA?

    What Happens at the End of an IVA?

    Individual Voluntary Arrangements (IVAs) typically take between five and six years to complete. When you first enter into your IVA, the end of the tunnel can feel a lifetime away. However, the truth is, if you stick to your IVA terms and conditions, time can fly by. That’s why it can be helpful to know…

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  • Are Gambling Debts Enforceable?

    Are Gambling Debts Enforceable?

    For many, gambling is a harmless hobby, but for others, the allure of this pastime can lead individuals down a path of financial hardship, resulting in accumulated debts. According to a 2022 study by Citizens Advice, 18% of people who regularly gambled online were in significant gambling debt. That equated to 3.3 million people. This…

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  • What is the Difference Between an IVA and Bankruptcy?

    What is the Difference Between an IVA and Bankruptcy?

    If you find yourself seriously struggling with debt, it could be time to act. Although insolvency is not something that should be considered lightly, in certain circumstances a statutory debt solution can be your best option. Indeed, solutions such as an Individual Voluntary Arrangement (IVA) or bankruptcy can enable you to clear your debts and…

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  • How to Improve Your Credit Score After an IVA

    How to Improve Your Credit Score After an IVA

    How to Improve Your Credit Score After an IVA Improving your credit score following an IVA is essential. Here, we outline the actions you need to take in order to rebuild your credit score. If you’re struggling with significant levels of debt, an Individual Voluntary Arrangement (IVA) is one option to regain control of your…

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  • How to Deal with Gambling Debt

    How to Deal with Gambling Debt

    How to Deal with Gambling Debt Gambling can be a fun pastime, but excessive gambling can easily get out of control. In this article we look at how to deal with gambling debt. Gambling is a popular pastime in the UK. According to statistics from the Gambling Commission, nearly half (43%) of the UK population…

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  • Are Payday Loans Bad?

    Are Payday Loans Bad?

    You never know what might be just around the corner. However, whether your car breaks down or you need to pay a visit to the emergency dentist, one thing is almost always guaranteed – life’s little curveballs are rarely cheap. This is where payday loans come in.  These easy-to-access loans are, on paper at least,…

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  • Perfect Pancakes

    Perfect Pancakes

    Easter is falling relatively early this year, so pancake day is already upon us! Here’s a finance-friendly pancake recipe so you can cook up the classic treat while being gentle on your wallet… This recipe makes 12 yummy pancakes. Ingredients and costs (Approximate costs based on prices at Tesco, correct at time of writing –…

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  • Key Money Dates in February 2024

    Key Money Dates in February 2024

    There are three important dates in February 2024: the 1st, the 6th-22nd, and the 28th. One of these dates has already passed us by, and one is currently in progress, but no need to worry – you can catch up on what you missed here. February 1st – The Monetary Policy was released The Bank…

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