Terms & Conditions

Debt Management Plans

If you’re already a customer, or just looking to find out more about our services, here’s where you can see our Debt Management Plan Fees or read our full Debt Management Plan Terms & Conditions

Individual Voluntary Arrangement – IVA

This is the place to read about Individual Voluntary Arrangements including IVA Fees and the IVA Standard Conditions in full. You can also find out more information in ‘Is a Voluntary Arrangement right for me?‘ as well as at the below links:

• A creditor’s guide to insolvency practitioners’ fees – England & Wales
• A creditor’s guide to insolvency practitioners’ fees – Northern Ireland
• IVA protocol 2012
• IVA protocol 2013
• IVA protocol 2016
• IVA protocol 2021
• IVA protocol 2021 – Northern Ireland
• Is a Voluntary Arrangement right for me?

Protected Trust Deeds

Here’s where you can see our Protected Trust Deed Terms & Conditions in full. You can also find out more in A Creditors Guide to Insolvency Practitioner’s Fees – Protected Trust Deeds

Website

At this link, you can see our Website Term of Use and in this one, our Privacy Notice.

Professional indemnity insurance

In accordance with the disclosure requirements of the Provision of Services Regulations 2009, our professional indemnity insurer is Sagicor at Lloyds Syndicate 1206 via RK Harrison Insurance Services. One Whittington Avenue, London EC3V 1LE. The territorial coverage is worldwide excluding professional business carried out from an office in the United States of America or Canada and excludes any action for a claim brought in any court in the United States of America or Canada.