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Clearscore – Managing Your Credit Score
Clearscore was founded in July 2015, and was the UK’s first provider of free credit scores allowing users to view a snapshot of their finances and reports, they also offer consumer advice and protection services.
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Equifax Review 2024
Looking to understand and improve your credit score can be important step in a successful financial future. Equifax are one of the three main options for credit score in the UK alongside Experian and Clearscore. As one of the most popular credit reporting services, Equifax is one option for people looking to get a better…
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Debt Awareness: Path to Becoming Debt Free
In 2023, discussing debt continues to be essential. The issue of debt became a vivid reality for people across the UK with the on-going cost-of-living crisis, and a new wave of people nationwide are struggling amid economic instability. Many are now feeling financially insecure for the first time, and don’t know that help that is…
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Understanding Credit Score Improvement
A credit score is a simplified overview of your credit history, giving lenders and prospective loan providers a general idea of your previous credit commitments, repayments and reliability. Currently in the UK, credit scores are measured by three credit reference agencies (Experian, Equifax and TransUnion), who monitor and allow you to check your credit score.…
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Energy Saving Tips
Energy, alongside inflation, cost-of-living, and crisis, is a word you’re probably sick of hearing at this point. With the current energy crisis and rising inflation costs, it feels like you can’t turn anywhere without another headline about the rising costs. Well, this is another one of those articles… However, rather than blast you with negative…
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Dealing with Debt: 5 Essential Tips
Dealing with debt: 5 things you should know 1) There are sources like Money helper for free debt advice and services. You can find out more by contacting Money Helper on www.moneyhelper.org.uk or 0300 500 5000 (8-8 Monday to Friday, 9-1 on Saturday). 2) You should have been advised on all the options for dealing with…
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How to Deal with Your Creditors
A debt management plan is what’s known as an informal debt solution, this means that there are no legal processes involved. Basically, you contact your creditors and agree to repay at a rate you can afford. Whilst we obviously recommend having a professional do this for you, it is certainly something that you can, if…
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Tenancy Deposit Scheme
Tenancy Deposit Claims All deposits must be held in a government-approved tenancy deposit scheme according to laws introduced in April 2007. These laws require landlords to protect a new tenants deposit in a one of three government schemes: The Deposit Protection Service, The Tenancy Deposit Scheme or MyDeposits within 30 days of receiving a tenant’s…
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Stop Bailiffs Today: Debt Management Plans
Can a debt management plan stop bailiffs? This is one of the most common questions people ask when looking for debt advice online. Each debt is different and the measures and protections a debt management plan can give a debtor ranges depending on the types of debts, amount of debts and any actions already taken…
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Cost of Living
Millions are seeing their household bills rising, due to an increased cost of living and inflation currently affecting the UK. It’s estimated that one in five people will be driven into debt this year.
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Our Guide to Pet Ownership Savings 2024
A pet is for life not just for Christmas… and so are the costs. Having a furry friend in your life can be a joy but it isn’t unfortunately one that comes with a price tag. MoneyPlus have created a complete guide to the costs and considerations pet owners should know before getting that doggy…
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Five Tips for Saving on Your Weekly Shop
Doing the weekly food shop rarely comes with many surprises, but over the last few months, many got an unwelcome shock when their usual weekly shop came with an unusual price tag. Food bills are predicted to rise by £454 this year, higher than previous predictions. Back in April, researchers at Kantar estimated that the…