What Is Council Tax Support?

Council Tax Support (CTS) is a scheme designed to provide financial relief to those who are struggling to pay their council tax. Council tax support is managed by local councils in the UK and can significantly reduce the amount of council tax you need to pay. This makes it more affordable for those who are…

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What Is Identity Theft?

Identity theft is a growing concern in the UK, posing serious risks to individuals’ financial and personal security. According to a 2023 FICO report, approximately 4.3% of British consumers reported that their identity had been stolen to open financial accounts. To help prevent identity theft, this guide highlights the different types of threats it can…

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Can I Rent With an IVA?

An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors to pay back your debts over a set amount of time, which is typically five to six years. It’s a common solution for those who are facing unmanageable debt, but many people wonder if they can still rent a property while…

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How To Use a Credit Card To Build Credit

Building a strong credit score is essential for financial stability and access to better loan terms. Using a credit card wisely is a powerful strategy to achieve this goal. This guide explains why credit cards are important for building your credit score, offers detailed tips on how to use them responsibly, and explores alternative methods…

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How To Deal With Unexpected Expenses

Unexpected expenses can strike at any time, disrupting your financial stability and potentially leading to debt. However, with sensible money management and professional advice and support, the prospect of juggling debt and unexpected expenses can be made a little less frightening.  In this guide, we explain what unexpected expenses can include, provide examples, and explore…

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5 Changes To Your Finances Under Labour

With the new Labour Government in power, shifts are on the horizon that may impact your finances. Labour’s manifesto has outlined several key changes, and these will bring about both benefits and challenges for individuals and families across the UK. Here, we break down five financial changes you can expect under Labour’s leadership. 1. State…

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Can I Move Abroad with Debt?

Moving abroad can be an exciting opportunity, offering new experiences and adventures. However, if you’re burdened with debt, this situation can become more complex. This guide explores the implications of relocating abroad while carrying debt, addressing common concerns and misconceptions. Can you move abroad if you have debt? Yes, you can move abroad if you…

Savings Tips for the Younger Generation

Teaching children about money from a young age is extremely important, setting them up for financial success in the future. After all, children are like sponges and absorb information quickly, so if we help them learn and develop healthy money habits as early as possible, this will hopefully stay with them throughout the rest of…