Individual Voluntary Arrangement (IVAs) Reduce your debts with one affordable monthly payment! What is an IVA? An Individual Voluntary Arrangement (IVA) is an agreement reached between you and your creditors to repay the money you owe over a set period. It’s a legally binding arrangement designed to make your debt more manageable. For personalised IVA debt…
A pet is for life not just for Christmas… and so are the costs. Having a furry friend in your life can be a joy but it isn’t unfortunately one that comes with a price tag. MoneyPlus have created a complete guide to the costs and considerations pet owners should know before getting that doggy…
Best money saving apps in 2024 We all need a break from rising costs. With what seems like constant price hikes and inflation where even the Tesco meal deal isn’t safe, we could all do with some freebies. Here at MoneyPlus, we thought we’d highlight some great free apps that might save you some money…
Knowing the difference between your income and outgoings may seem simple enough, but it’s really the best place to start – even overestimating by a few pounds could blow your budget out of whack. Let’s take a look at the different things you can do to help organise your finances… 1. Set a goal Think…
Packed Lunches vs School Meals – Which Adds Up? Every youngster needs a decent meal in the middle of a day to help them keep their energy levels up. School meals have come a long way since the days of lumpy mash, grey mince and semolina. Food standards say they must now include protein rich,…
How Owning Less Can Make You Buy Less Ever fancied living with less stuff? We’re all surrounded by so many things, is it any wonder life can feel so chaotic. There can be a great sense of freedom in letting go. Getting rid of things you don’t like, want or need. Living with less but…
If you’ve got a new phone recently, chances are you’ve slung the old one in a drawer. Dig it out. That scratched old handset could be worth something. But, who’d buy it and how much would they pay? Here’s a few tips to get the most for your old mobile. If it turns out everyone…
Water. Turn on the tap, and like magic, it’s there. A brew, a bath, a shower, clean clothes and dishes… we all take it a bit for granted really. But, how much is it costing, and could we save money? Reduce your bill and your impact on the planet with these water-saving tips: Consider a…