-
How to get your finances in order: A step-by-step guide
You’re not alone if you’ve ever searched ‘how to sort out my finances’. In the UK, many people across the UK feel overwhelmed by bills, credit cards, or simply not knowing where their money goes. But taking back control is possible. This beginner-friendly guide offers a simple, step-by-step path to help you get your finances…
-
Dealing with debt stress
If you’re feeling overwhelmed by debt, you’re not alone. Struggling with money can affect every part of life – from your sleep to your relationships – and it can often feel like there’s no way out. But even if things feel hard right now, there are steps you can take to improve your situation and…
-
Fallen behind on debt? Why it’s never too late to take action
It might feel like you’ve missed your chance to sort things out. Maybe you’ve ignored your debts for too long or waited too long to get help. But here’s the truth: it’s never too late to take action. No matter how serious things seem, support is available. Whether you’ve received a court letter, have bailiffs…
-
What happens when I ignore court letters?
If you’ve received a letter from the court about unpaid debt, it’s natural to feel worried or unsure what to do next. But ignoring it can make matters worse – and quickly. Whether you’ve misplaced the letter, delayed opening it, or decided to put it off, understanding what happens if you ignore court letters is…
-
Money problems in marriage: understanding the challenges and finding solutions
Finances are a key part of any relationship, and money problems, when they arise, can quickly seep into other areas of life. Money problems in marriage are not unusual, either because of rising bills, new debt, or differing spending and saving habits. This advice looks at how financial trouble in marriage affects relationships, why it…
-
What to do if you’re keeping secrets about money
Money can be a sensitive topic in many relationships. While some people feel comfortable being completely open, others end up hiding purchases, debt, or financial struggles. Keeping money secrets might seem harmless at first, but over time it can create tension and mistrust, and even lead to serious financial problems. This guide looks at why…
-
What to do if you can’t afford your kids school trip
School trips are meant to be exciting, educational experiences for children, whether it’s a day at a museum, a week at an outdoor activity centre, or even a once-in-a-lifetime overseas visit. But the truth is, these trips often come with a price tag that not every family can manage. If you’re thinking ‘I can’t afford…
-
Arguments over spending habits
Money is one of the most common causes of disagreements in households. Whether it’s about secret spending or how to budget for the future, spending arguments can quickly escalate into tension between couples or family members. This guide explores why money fights over spending happen, the most common triggers, and practical ways to align financial…
-
I’m worried about money all the time – what can I do?
If you always worry about money, don’t worry, you’re not alone. Rising costs, unexpected bills, or loans that don’t appear to be going anywhere soon could make anyone anxious about money. For some, such money issues become daily life protocol – a subconscious burden that is hard to shake. The truth is, financial issues don’t…
-
Why does money give me anxiety?
Money can affect more than just your bank balance. For many people, it also impacts mood, confidence and even sleep. If you’ve ever found yourself lying awake at night, worrying about bills or dreading checking your bank account, you’re not alone. Financial anxiety is common, and it can creep into daily life in subtle ways.…
-
Dealing with money trauma
Money isn’t just about numbers – for many, it’s deeply emotional. If you’ve ever found yourself feeling overwhelmed, ashamed or even panicked when dealing with money, you could be experiencing something more than just money stress. This is where the concept of financial trauma comes in. In this guide, we’ll explain what money trauma is,…
-
Why checking your bank account fills you with panic and what you can do about it
If your heart races every time you open your banking app, or you find yourself putting it off completely, you’re not the only one. Panic checking your bank balance can feel like stepping into the unknown, especially when money’s tight, or you’re not sure what you’ll find. This guide is here to help you understand…