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What to do if you’re too embarrassed to ask for help with money
If you’ve ever felt embarrassed to ask for money help or afraid to speak up about your finances, you’re not alone. Many people find it difficult to talk about money, especially when they’re struggling. But needing help isn’t a sign of failure. It’s a step towards taking control. Whether you’ve fallen behind on bills, borrowed…
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Why is everything getting more expensive in the UK?
If you’ve noticed your shopping basket costing more each week, your energy bill creeping higher, or your rent swallowing more of your income, you’re not imagining it. Rising costs in the UK are affecting nearly every household, making it harder for wages to stretch to the end of the month. This article explores why prices…
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Who knows about debt? Understanding privacy and confidentiality when seeking help
If you’re dealing with debt, one of your biggest concerns might be whether people will know you’re in debt. The good news is that debt advice is private, confidential, and doesn’t automatically impact your reputation, your job, or your personal life. In this guide, we’ll break down who can see your debt, how different debt…
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Will debt ruin my credit forever? Understanding credit file timelines and how to recover
Falling into debt can feel like a permanent mark on your financial record. But the truth is, debt doesn’t impact your credit score forever. With the right steps and time, you can take back control and rebuild your credit after debt. This guide explains how long debt stays on your credit file, what impact different…
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Struggling to manage money? You’re not alone and help is available
If you’re struggling to manage money, help is available and asking for it isn’t a sign of failure. It’s a strong, practical step in the right direction. Whether you’ve found yourself juggling bills, dipping into overdrafts or credit card debt too often, or feeling like things are slipping out of your control, you’re not alone.…
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Is it too late to get debt help?
If you’re asking yourself ‘Is it too late to get debt help?’, the answer is no. Whether you’ve missed payments, received court letters, or even had contact from bailiffs, support is still available. Many people wait until things feel overwhelming to seek help, but it’s never too late to take the first step. This guide…
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How to get your finances in order: A step-by-step guide
You’re not alone if you’ve ever searched ‘how to sort out my finances’. In the UK, many people across the UK feel overwhelmed by bills, credit cards, or simply not knowing where their money goes. But taking back control is possible. This beginner-friendly guide offers a simple, step-by-step path to help you get your finances…
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Dealing with debt stress
If you’re feeling overwhelmed by debt, you’re not alone. Struggling with money can affect every part of life – from your sleep to your relationships – and it can often feel like there’s no way out. But even if things feel hard right now, there are steps you can take to improve your situation and…
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Fallen behind on debt? Why it’s never too late to take action
It might feel like you’ve missed your chance to sort things out. Maybe you’ve ignored your debts for too long or waited too long to get help. But here’s the truth: it’s never too late to take action. No matter how serious things seem, support is available. Whether you’ve received a court letter, have bailiffs…
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What happens when I ignore court letters?
If you’ve received a letter from the court about unpaid debt, it’s natural to feel worried or unsure what to do next. But ignoring it can make matters worse – and quickly. Whether you’ve misplaced the letter, delayed opening it, or decided to put it off, understanding what happens if you ignore court letters is…
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Money problems in marriage: understanding the challenges and finding solutions
Finances are a key part of any relationship, and money problems, when they arise, can quickly seep into other areas of life. Money problems in marriage are not unusual, either because of rising bills, new debt, or differing spending and saving habits. This advice looks at how financial trouble in marriage affects relationships, why it…
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What to do if you’re keeping secrets about money
Money can be a sensitive topic in many relationships. While some people feel comfortable being completely open, others end up hiding purchases, debt, or financial struggles. Keeping money secrets might seem harmless at first, but over time it can create tension and mistrust, and even lead to serious financial problems. This guide looks at why…
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