Steve has worked for MoneyPlus Advice for 14 years and has a huge amount of experience in the debt advice industry.
When money problems creep into a relationship, they rarely begin with a row. More often, it starts with silence. One of you might be quietly worrying about missed payments. The other may be making spending choices without knowing the full picture. Over time, the silence can grow into distance, resentment, or mistrust. If you’re having…
Let’s be honest – talking to your partner about money isn’t always easy. It’s one of those topics that can bring up all sorts of feelings: embarrassment, worry, even guilt. And yet, it’s also one of the most important conversations you can have with your partner. If you’ve found yourself avoiding money chats, or just…
Money plays a big part in our everyday lives so it’s no surprise that it can be one of the biggest sources of tension in relationships. Whether it’s about spending, saving, debt or future plans, financial conflicts in relationships are more common than many people think. If you’re arguing with your partner about money, or…
Many people feel stuck in a cycle of overspending, struggling to save, or finding it hard to make ends meet. But here’s the truth – being bad with money doesn’t mean you’re lazy or careless. More often, it’s about habits, circumstances, and not having the right tools or knowledge in place. Money management problems can…
Money worries are something almost everyone experiences at some point. But when those worries become constant, they can start to affect your wellbeing. Recognising the symptoms of money stress can help you understand how financial pressure is affecting your daily life and give you the chance to take steps towards regaining control. This guide looks…
If you’ve ever felt embarrassed to ask for money help or afraid to speak up about your finances, you’re not alone. Many people find it difficult to talk about money, especially when they’re struggling. But needing help isn’t a sign of failure. It’s a step towards taking control. Whether you’ve fallen behind on bills, borrowed…
If you’ve noticed your shopping basket costing more each week, your energy bill creeping higher, or your rent swallowing more of your income, you’re not imagining it. Rising costs in the UK are affecting nearly every household, making it harder for wages to stretch to the end of the month. This article explores why prices…
If you’re dealing with debt, one of your biggest concerns might be whether people will know you’re in debt. The good news is that debt advice is private, confidential, and doesn’t automatically impact your reputation, your job, or your personal life. In this guide, we’ll break down who can see your debt, how different debt…
Falling into debt can feel like a permanent mark on your financial record. But the truth is, debt doesn’t impact your credit score forever. With the right steps and time, you can take back control and rebuild your credit after debt. This guide explains how long debt stays on your credit file, what impact different…
If you’re struggling to manage money, help is available and asking for it isn’t a sign of failure. It’s a strong, practical step in the right direction. Whether you’ve found yourself juggling bills, dipping into overdrafts or credit card debt too often, or feeling like things are slipping out of your control, you’re not alone.…
If you’re asking yourself ‘Is it too late to get debt help?’, the answer is no. Whether you’ve missed payments, received court letters, or even had contact from bailiffs, support is still available. Many people wait until things feel overwhelming to seek help, but it’s never too late to take the first step. This guide…
You’re not alone if you’ve ever searched ‘how to sort out my finances’. In the UK, many people across the UK feel overwhelmed by bills, credit cards, or simply not knowing where their money goes. But taking back control is possible. This beginner-friendly guide offers a simple, step-by-step path to help you get your finances…