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How to Stop Overspending
In a time when the cost of living seems to be increasing continuously, overspending can become all too easy. From monthly Direct Debits on a host of subscription services to overreaching when it comes to family birthdays or special occasions like Christmas, overspending can put strain on relationships, negatively impact personal well-being, and even affect…
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Can You Inherit Debt from Your Parents?
When a parent passes away, it can be a really difficult time, both emotionally and financially. Alongside the natural feelings of grief and sadness that comes with a death in the family, there is also usually a good deal of administration you need to take care of, including getting the financial affairs of the deceased…
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Who Is Responsible for Debt After a Separation
It’s never easy when a relationship comes to an end. Alongside the emotional distress and sense of loss, there’s also often a need to sort out a range of practical matters such as dividing assets, reorganising living arrangements, and adjusting to changes in daily routines. All of this breakup admin requires patience, clear communication, and…
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Guide to using Experian 2024
Guide to using Experian During difficult financial times, keeping on top of your credit score can give you a valuable insight on how you’re really managing. There are three major credit scoring agencies in the UK: Experian, Equifax and TransUnion. As one of the most popular credit reporting services, Experian is one option for people…
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A List of Essential Bills Increasing in April
Mobile and broadband Companies are currently introducing mid-contract price hikes of up to 8.8%. Currently they’re allowed to do this, but it looks like regulators will be putting a stop to this soon. Big names like BT, EE, Plusnet, Shell Energy, TalkTalk, Virgin Media and Vodafone adjust their prices every April in line with the…
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Priority and Non-Priority Debts: A Complete Guide
Falling into debt can be very overwhelming, especially if you’re faced with a few different types of debt. For this reason, when it comes to getting yourself out of the financial predicament you find yourself in, understanding the distinction between priority and non-priority debts is crucial. In this guide, we explain what priority and non-priority…
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What Happens to Debt When You Die
It’s common knowledge that debt can act as a huge weight on an individual’s shoulders during their lifetime. However, have you ever stopped to think about the stress attached to understanding what happens to your debt once you’ve passed away. Thinking about your loved ones dealing with your debts after you’ve died is never a…
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How To Cut Down On Subscription Costs
Subscription services can often be a good way to streamline costs and get some monthly comforts to make the start of every month a little more exciting. Still, subscription services can sometimes get out of hand and before you know it, a huge chunk of your pay check can disappear in the blink of an…
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The Great Easter Egg Taste-Off: Best Value Unwrapp
Does a heftier price tag guarantee a better-tasting Easter egg? In a world where the shelves are brimming with options ranging from budget-friendly supermarket brands to premium chocolatiers, making the right choice can be overwhelming. We bought three supermarket-own eggs from Lidl, Aldi and Morrisons and four branded eggs including Cadbury, Lindt, Thorntons and Maltesers.…
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Debt Awareness Week 18-24 March
What is Debt Awareness Week and why is it important? Debt Awareness Week is a yearly event put together by StepChange Debt Charity which aims to raise awareness on issues related to debt. Its main purpose is to motivate those struggling with debt to get help as soon as possible. By doing so, it could…
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Spring Budget 2024: What it Means for Your Finances
Chancellor Jeremy Hunt has confirmed a 2p reduction in National Insurance during his Budget speech to members of Parliament. This announcement comes as part of the final budget before the anticipated general election later this year. The budget introduces a series of steps designed to assist families facing financial challenges, such as freezing fuel duty…
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What Happens at the End of an IVA?
Individual Voluntary Arrangements (IVAs) typically take between five and six years to complete. When you first enter into your IVA, the end of the tunnel can feel a lifetime away. However, the truth is, if you stick to your IVA terms and conditions, time can fly by. That’s why it can be helpful to know…