Easter is falling relatively early this year, so pancake day is already upon us! Here’s a finance-friendly pancake recipe so you can cook up the classic treat while being gentle on your wallet… This recipe makes 12 yummy pancakes. Ingredients and costs (Approximate costs based on prices at Tesco, correct at time of writing –…
There are three important dates in February 2024: the 1st, the 6th-22nd, and the 28th. One of these dates has already passed us by, and one is currently in progress, but no need to worry – you can catch up on what you missed here. February 1st – The Monetary Policy was released The Bank…
2024 – the Year of the Dragon – is predicted to bring opportunities, changes, and challenges. These can all be positive or negative depending on how you perceive them, and they’re all interlinked. An opportunity you’ve always wanted may come your way, or it might be an unexpected new chance that arises, something you hadn’t…
When debt reaches an unmanageable level, the first option many people consider is bankruptcy. However, while this legal process can be used to help individuals regain control over their finances in the long run, there are a number of strings attached that must be seriously considered. In this guide, we explore the legal meaning of…
Dealing with significant debt is not only overwhelming, it can also have a negative impact on your life and health. If this is the case, a professional debt management solution is often your best course of action. While Debt Management Plans (DMPs) and Debt Relief Orders (DROs) may be the best option if you find…
If one of your new years resolutions is to pay off your debts, or make noticeable progress towards paying them off, then here are some top tips to help you work towards your goal… Build out your budget First and foremost, it’s helpful to know how much money you’ll have to put towards your debts…
22nd – 28th January is Financial Planning Week – so in combination with the new year, there’s truly no better time to sit down and set out your financial goals for the year ahead! To give you some ideas and inspiration, our expert team of advisors have put together a list of seven realistic financial…
Need to file a tax return, wondering when your bills are likely to rise (or shrink! 🤞), or want to know when you can expect important updates from the government? We’ve got you covered. January 6th January – National Insurance cut As of 6th January 2024, the reduction of employee National Insurance contributions (Class 1 NICs)…
If you’ve experienced a change in circumstances and found yourself in debt, it can be hard to find ways to budget and save money each month. Not only do you have to factor in paying towards monthly essentials such as mortgage or rent, utility bills, and groceries, but you may be paying off existing debts…
Here in the UK, the cost of living crisis has been an ever-salient news item for well over two years now, and for good reason. According to the Office for National Statistics, at its peak in 2022, prices of basic consumer goods and services rose at a faster rate than any other time since the…
Feeling stressed or anxious is a totally normal response when you’re facing financial difficulties. Whether you’re dealing with a spiralling cycle of high interest credit card debt you just can’t seem to escape from, or are struggling to make repayments on a mortgage or loan due to an unexpected change in personal circumstances, debt anxiety…
Credit cards are a quick and convenient way to build your credit history. However, if used irresponsibly, the debt generated can quickly become a significant burden. Indeed, for those living with a large amount of credit card debt, knowing the most effective way to pay it off is not always clear. Fortunately, with the right…