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  • Debt Help & Advice
    • Debt solutions
      • Debt Management Plan (DMP)
      • Individual Voluntary Arrangement (IVA)
      • Debt Relief Order (DRO)
      • Debt Consolidation Loans
      • Bankruptcy
      • Remortgage
      • Administration Order
    • Debt Help Services – Help With Debt
      • Breathing Space
      • Settlement
      • Bailiff Advice & Help
    • Debt Help Scotland – Scottish debt solutions
      • Protected Trust Deed (PTD)
      • Sequestration
      • Minimal Asset Process (MAP)
      • Debt Arrangement Scheme
    • Types of Debt
      • Credit Card Debt
      • Council Tax Debt
      • Government & HMRC Debts
      • Business Debt
      • Energy Bill Debt
      • Gambling Debt
  • IVAs
    • What is an IVA?
    • IVA Eligibility
    • IVA Pros and Cons
    • IVA Reviews
    • IVA Calculator
    • IVA Costs & Fees – How much do IVAs cost?
  • Debt Management Plans
    • What Is A Debt Management Plan (DMP)?
    • Debt Management Plan Pros & Cons
    • Debt Management Plan (DMP) Calculator
    • Debt Management Plan Process
    • Debt Management Plan Eligibility
    • Debt Management Plan (DMP) Fees
  • Articles
  • About Us
    • FAQs
    • Core Values
  • Contact

November 2024

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  3. November

Universal Credit: All you need to know

Tips and AdviceBy Juliet FrancisNovember 27, 2024

If you’re struggling with debt, Universal Credit (UC) can be a vital lifeline. Offering financial support and a pathway to regain control of your finances, UC was introduced as a way to simplify the UK’s state welfare system. Since its introduction in 2013, UC replaced what used to be a series of individual benefits with…

How much to spend on Christmas gifts

Tips and AdviceBy Juliet FrancisNovember 27, 2024

With Halloween and Bonfire Night out of the way, it’s almost time to get the Christmas decorations out once again. For the majority of us, the festive period is a season of joy, love, and togetherness – but for many others, it also brings financial stress. And regardless of whether you’re financially comfortable or struggling…

Image of the houses of parliament and big ben.

Key announcements from the Autumn Budget 2024

Industry NewsBy Hannah OxboroughNovember 7, 2024

The Chancellor Rachel Reeves delivered Labour’s first Budget in over 14 years on October 30th, 2024. Before the announcement, we had a look at what was predicted to be discussed. Were the predictions correct? In this article, we’ll summarise the key points the Chancellor delivered, comparing them against the predictions and discussing everything from the…

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To find out more about managing your debt and receiving free debt advice visit https://www.moneyhelper.org.uk/en/money-troubles/dealing-with-debt/use-our-debt-advice-locator.

Further Information

The insolvency service has produced a guide for people who are struggling with debt.

For residents of Scotland, the Scottish government have created the Debtors Advice Guide. For residents of Northern Ireland, you can read the government's Advice on managing debt.

© 2025 MoneyPlus Group. MoneyPlus Advice is a trading style of MoneyPlus Group Limited (07310059), which is authorised and regulated by the Financial Conduct Authority. Your payments into a Debt Management Plan are protected and compensation could be available from the Financial Services Compensation Scheme if there are any shortfalls in funds held on a customer's behalf. MoneyPlus Advice refers customers to MoneyPlus Insolvency Limited for Individual Voluntary Arrangements. MoneyPlus Insolvency Limited is registered in England and Wales (08214793). Registered office: Riverside, New Bailey Street, Manchester, M3 5FS. Anel Andrew is authorised as a Licenced Insolvency Practitioner in the United Kingdom by the Insolvency Practitioners Association, Licence number 17170 and is bound the Insolvency Code of Ethics.

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