Home » MoneyPlus Advice Articles
  • Should I get a second job to pay off debt?

    Should I get a second job to pay off debt?

    When you’re struggling with debt, finding extra money to make repayments can feel overwhelming. Taking on a second job is one option many people consider, but is it the right approach for your situation?  In this guide, we explore whether finding additional work makes sense for debt repayment, and suggest some practical ways to earn…

    Read more


  • Do single parents get financial help?:  A complete guide to support and benefits

    Do single parents get financial help?:  A complete guide to support and benefits

    Raising a family as a single parent comes with a range of unique financial challenges that can often feel overwhelming. From additional childcare costs to managing a single income, balancing expenses can be a constant struggle. Fortunately, here in the UK there are a number of financial support mechanisms designed to help single parents cope…

    Read more


  • Debt management tips for carers

    Debt management tips for carers

    Caring for someone can be one of the most rewarding experiences life has to offer, but it can often come with significant financial challenges. Whether you’ve reduced your working hours to provide care or found yourself struggling to balance care costs with everyday bills, you’re not alone. Many of the UK’s 5.7 million carers find…

    Read more


  • How to plan a wedding on a budget

    How to plan a wedding on a budget

    Planning a wedding in 2025 can feel like walking a tightrope between creating your dream day and protecting your financial future. With the cost of living continuing to rise and the price of organising a wedding following suit, more couples are looking for ways to celebrate without starting their marriage under a mountain of credit…

    Read more


  • The Expense of Living in 2025

    The Expense of Living in 2025

    Over the last 10 years, the UK has undergone significant changes, from political leadership to economic policies. The country today is vastly different than it was in 2014 –  but how much have people’s daily lives and finances been affected?  According to our survey, over 90% of people feel they have been impacted by changes…

    Read more


  • How to find a hobby that doesn’t cost money

    How to find a hobby that doesn’t cost money

    When you’re dealing with an overwhelming financial situation, such as a large amount of debt, it’s natural to look for some much-needed respite. For many of us, this takes the form of our favourite activities and hobbies. However, what happens when the things we like to do to relax and unwind become too expensive? In…

    Read more


  • How to get out of debt when unemployed

    How to get out of debt when unemployed

    There is rarely a good time to become unemployed. However, if you’re also dealing with crippling debt, the situation can feel even more stressful and overwhelming. Whether you’ve just been made redundant or you’ve been out of work for a few months, it’s important to still pay your bills and service your debt as best…

    Read more


  • Family emergency funds: Everything you need to know

    Family emergency funds: Everything you need to know

    If the past few years have demonstrated anything, it’s how quickly circumstances can change – from global pandemics to cost of living challenges. This has left many households vulnerable to unexpected financial shocks and highlighted the importance of financial resilience. While traditional financial advice often focuses on long-term investments and retirement planning, there’s a more…

    Read more


  • What is Carer’s Allowance?

    What is Carer’s Allowance?

    Below, we outline the most important things to know about Carer’s Allowance, including eligibility criteria, the current rates, how you can apply to receive it and whether it affects other benefits you may be eligible for. Who can claim Carer’s Allowance? In order to qualify successfully for Carer’s Allowance, you need to meet certain eligibility…

    Read more


  • What is the effect of base rates on mortgages?

    What is the effect of base rates on mortgages?

    As you budget for the new year, it’s important to take base rates into account, especially if you’re on a variable rate mortgage as it could mean your payments change on a month-by-month basis. In this article, we’ll go through exactly what the Bank of England base rate is and how it could impact your…

    Read more


  • Energy bills to rise from January 2025

    Energy bills to rise from January 2025

    On 1st January 2025, the energy price cap in Scotland, England and Wales was increased by 1.2% and is set to cover January to March. This price cap is set by the UK’s energy regulator, Ofgem, and is essentially a limit on the unit rates and standing charges energy suppliers can charge for their standard…

    Read more


  • Child maintenance: All you need to know

    Child maintenance: All you need to know

    Getting your head around child maintenance can feel overwhelming, especially when you’re dealing with a changing family situation. However, whether you’re a single parent paying support or receiving it from a former partner, understanding how it works – and what knock-on effects it can have on your wider financial situation – can help reduce stress…

    Read more