Debt Help Video Testimonial: Melissa’s Story
How we helped Melissa
- Credit cards
- Payday loans
- Catalogues
- By now, pay later
Rising living costs led Melissa to use credit cards and payday loans for everyday essentials. Over time, she had 10 debts with monthly payments of more than £730.
After getting debt advice from MoneyPlus, Melissa set up a Debt Management Plan. Her monthly payment reduced to £133, based on what she could afford. This includes a management fee.
MoneyPlus asked her creditors to consider freezing interest and charges. This helped stop her debts from increasing. Melissa now has one affordable monthly payment and a clear plan in place.
£22,000
Total debt
£730
Old payment
£133
New payment
Read video transcript
Melissa: Hi, my name is Melissa.
Before I got help I felt like I was drowning.
I just couldn’t see any other way out.
I was constantly overwhelmed.
Like half my wages were going on debts and they weren’t even going down.
I earned a decent wage but I just couldn’t move forward.
No holidays, no trees, just debt after working so hard.
But now I’m at ease, I know it’s being paid off.
Ignore the shame.
Just get help and start feeling better.
I tell anyone, don’t be scared.
There’s help there if you need it.