Great news!
Based on your answers, you may be eligible for an IVA.
What happens next?
Complete your budget online.
Speed up your call by completing your budget online.
We’ll call you.
You don’t need to do anything.
One of our friendly advisors will call you soon.
Your customer reference number is:Our opening hours are:
Monday – Thursday: 8am – 7:30pm
Friday: 8am – 4:00pm
You may qualify for an IVA if:
- You cannot pay your debts.
- You have at least £6,000 in eligible, unsecured debt
- You owe money to two or more creditors.
- You have at least £100 in disposable income each month to put towards your debts.
- You are a resident of England, Wales, or Northern Ireland.
Pay just one affordable monthly amount
Reduce the hassle of managing multiple creditors. Combine your debts into a single, affordable payment that fits your budget.
You could stop creditor contact
With an approved IVA, you can say goodbye to creditor calls, nagging letters and home visits. You’ll be legally protected from creditor action.
Dedicated support
We’re here when you need us. With IVA Company you’ll receive regular updates and guidance throughout your IVA journey.
Other solutions you may be eligible for…
Debt Management Plan
With a Debt Management Plan (DMP), you come to an informal agreement with your creditors to repay the money you owe. Our specialists will help you calculate how much you can afford and then you’ll make one set repayment per month. This money is divided between your creditors.
Debt Relief Order
A Debt Relief Order (DRO) is a debt solution that allows people with debts up to £50,000 and little income or valued assets, to be relieved from their repayments for 12 months. After this time, if they are still unable to repay, their debts are officially written off.
What happens next?
We’re a friendly bunch, and won’t pressure you to make a decision. You’re under no obligation to take our advice, but if you’d like us to, we’d love to help you get back on top of your finances.
If you absolutely can’t wait to speak to us, you can call us on 0161 837 4755 and one of our advisers will talk you through your options.
Opening times
Monday – Thursday : 08:00 – 19:00
Friday : 08:00 – 15:30
Saturday: Closed
Sunday: Closed
To discover more about how to manage your debt and to receive free debt advice, you can visit www.moneyhelper.org.uk or read about options for paying off your debt.