First introduced by New Labour in 1997, the Winter Fuel Allowance (also known as the Winter Fuel Payment) is a yearly payment made to individuals who have reached state pension age to help meet the costs of energy bills over the winter months. This payment has been a constant for the past 27 years, spanning…
If you’re struggling with significant amounts of debt, it can be all too tempting to bury your head in the sand and just hope it all goes away. While you probably don’t need us to tell you this, the fact is, doing so will likely only make things worse. Here at MoneyPlus, we understand how…
Open any bathroom cabinet and it’s usually jammed full of random products – sticky bottles, half-empty containers, tubs of gel, assorted sprays and more. Toiletries are everyday essentials, but they can also be expensive. While no one is suggesting you give up on personal hygiene (not least for the sake of those around you), there…
What information do I need before I contact you? It’s helpful to gather some key information before contacting us. You should have a clear overview of your financial situation and a list of all your debts, such as credit cards, loans, and any outstanding bills. You should also include the amounts owed, interest rates, and…
You might have been together a year, a week, or just a day. Maybe you’ve only just got around to asking out that certain special someone. Interest is high, but the budget is low. Don’t worry. There’s no need to cancel Cupid. Romance doesn’t have to mean restaurants, roses and robbing a bank to pay…
Question: Is there a better buzz than clothes shopping? Answer: Yes, when you’re saving money while clothes shopping. No matter what your financial situation, fashion is more than just a necessity – it can be a way to express yourself. The trouble is, if you’re not careful, keeping up with the latest trends can become…
We’ve all got bad habits. Most of them are nothing more than annoying. (Humming, whistling, drumming fingers, cracking knuckles, etc). Some, however, could be costing you money. You could be throwing your hard-earned cash away without even realising it. That’s got to be worse than tapping your feet or clicking your pen top. So, to…
Facing a terminal illness can be incredibly challenging, both emotionally and physically. And for many, the addition of financial stress, in particular debt, can feel overwhelming. This article offers practical advice on managing debt during this difficult time, helping you to take control of your financial situation, and ensuring peace of mind for both yourself…
Council Tax Support (CTS) is a scheme designed to provide financial relief to those who are struggling to pay their council tax. Council tax support is managed by local councils in the UK and can significantly reduce the amount of council tax you need to pay. This makes it more affordable for those who are…
Before committing to a Debt Management Plan (DMP), it’s a good idea to consider all the benefits and drawbacks. Although DMPs can be a great option if you are struggling with debt, as they allow you to pay back on your timescale and budget, they are not always a magic fix. There are a range…
For those on Universal Credit, managing debt can be tricky. In this guide, we explain how Universal Credit can assist with debt, detailing the process and implications, and discussing potential debt management solutions. How does Universal Credit work when you are in debt? Universal Credit is a Government benefit designed to support people with their…
Losing your job can be one of the most challenging experiences you face. It’s not just the emotional impact, it’s the financial implications too. Especially if you have existing debts which need to be paid. This guide will include suggestions on how to cope with redundancy and tips on how to manage debt after job…