Energy, alongside inflation, cost-of-living, and crisis, is a word you’re probably sick of hearing at this point. With the current energy crisis and rising inflation costs, it feels like you can’t turn anywhere without another headline about the rising costs. Well, this is another one of those articles… However, rather than blast you with negative…
Dealing with debt: 5 things you should know 1) There are sources like Money helper for free debt advice and services. You can find out more by contacting Money Helper on www.moneyhelper.org.uk or 0300 500 5000 (8-8 Monday to Friday, 9-1 on Saturday). 2) You should have been advised on all the options for dealing with…
Doing the weekly food shop rarely comes with many surprises, but over the last few months, many got an unwelcome shock when their usual weekly shop came with an unusual price tag. Food bills are predicted to rise by £454 this year, higher than previous predictions. Back in April, researchers at Kantar estimated that the…
Tips for paying your priority bills in 2024 With rising living costs, it’s becoming harder to keep up with household bills. As costs put a squeeze on household finances, paying your priority bills has become the main financial goal of 2024. What are priority bills? Priority bills are those that carry the most serious consequences…
Hot Tips to Cut the Cost of Cooking If you’ve ever looked in your freezer and discovered a UFO (Unidentified Frozen Object), or defrosted a steak and kidney pie only to discover (after you’ve poured gravy on it) that it contains apple, then you might benefit from being a little more organised in the kitchen.…
Top Tips on Train Split Ticketing You’re travelling by train. You buy a ticket, moan a bit about the cost, job done. Instead of buying one ticket and having a whinge about how much wedge you’ve had to hand over, what about buying two, or even three, tickets for the same journey and saving money?…
10 Things to Help You Afford That Summer Holiday You can admit it: summer goal number one is to earn your tan back, but if you don’t start saving early there’ll be nothing to burn in the bank. Here’s 10 tips to save for your next getaway. Feed the pig At the end of each…
Walk down the cleaning aisle of any supermarket and chances are, you’ll find someone reading the back of a bottle or a box. There are so many products proclaiming to do so many things, it can be difficult to know what to buy. Problem is, they all come at a hefty price. If cleanliness is…
What happens when debt isn’t paid off? Debt doesn’t usually spiral overnight. It often starts with a missed payment, a letter left unopened, or a period where money is simply stretched too thin. Many people who fall behind on payments didn’t expect to be in debt in the first place. If you’re unsure how your situation started, our guide on the common…
10 common reasons why people get into debt in the UK People get into debt in the UK for many reasons – often due to changes in income, rising living costs, health issues, or unexpected life events. Understanding the most common reasons people get into debt can help you recognise your own situation and take…
What’s the difference between gross and disposable income? When you’re trying to get a handle on your finances, it’s easy to get confused by the terms flying around, especially when it comes to your income. But what do the terms ‘gross income’, ‘net income’ and ‘disposable income’ actually mean, and more importantly, which one tells…
When the cost of everyday essentials keeps rising, it’s easy to feel like your money simply doesn’t stretch far enough anymore. If you’re struggling to cover food, bills or rent, you’re not alone. Many households across the UK are facing exactly the same challenge. This guide will explain why the cost of living has become…