Budgeting tips for low disposable income Trying to make a small income stretch across all your monthly expenses can feel like solving a puzzle that never quite adds up. If you’re often left with pennies after paying your bills, you’re not alone. Many people across the UK are looking for ways to get by on…
Caring for someone can be one of the most rewarding experiences life has to offer, but it can often come with significant financial challenges. Whether you’ve reduced your working hours to provide care or found yourself struggling to balance care costs with everyday bills, you’re not alone. Many of the UK’s 5.7 million carers find…
Impulse buying can be a costly habit. Whether it’s a last-minute online shopping spree or grabbing extra items while grocery shopping, these unplanned purchases can wreak havoc on your budget. With all the online shopping and targeted ads nowadays, it’s easier than ever to get drawn into buying things we don’t need. But there are…
If it’s not bad enough having to be there (sorry boss), getting to and from work can be a real pain. It’s not just the delays, the cancellations, the traffic jams, the road works, or the long hike, it’s the expense too. For many working people, commuting is unavoidable but there are things you can…
Three little words that can change your life completely: On. A. Budget. They’re enough to strike fear into the heart, dread into the soul, and a person into the nearest pub. Sticking to a budget is easier in theory than practice. But, it does get easier with time. At MoneyPlus, we understand the challenges of…
Nowadays, with the likes of AI (Artificial Intelligence), online scams have become more sophisticated than ever before, posing a big threat to people’s finances. However, what you might not be aware of is just how common debt management fraud, and in particular debt management phishing, has become. As one of the trickiest new scams out there,…
Teaching children about money from a young age is extremely important, setting them up for financial success in the future. After all, children are like sponges and absorb information quickly, so if we help them learn and develop healthy money habits as early as possible, this will hopefully stay with them throughout the rest of…
Whether you’re looking to save for the future, get out of debt, or simply make better financial decisions, improving your financial literacy is the key to achieving your goals. This guide will help you understand why financial literacy matters and provide practical tips to enhance your financial knowledge and skills. Why does financial literacy matter?…
When it comes to your finances, the best thing you can do is be prepared. No matter how well you think you are doing, unexpected bills can still crop up. As we near the halfway point in 2024, the UK cost-of-living crisis is still ongoing. And although down on last year, average energy bills are…
Easter is falling relatively early this year, so pancake day is already upon us! Here’s a finance-friendly pancake recipe so you can cook up the classic treat while being gentle on your wallet… This recipe makes 12 yummy pancakes. Ingredients and costs (Approximate costs based on prices at Tesco, correct at time of writing –…
If one of your new years resolutions is to pay off your debts, or make noticeable progress towards paying them off, then here are some top tips to help you work towards your goal… Build out your budget First and foremost, it’s helpful to know how much money you’ll have to put towards your debts…
You know what they say, Christmas is the most wonderful time of the year. Unfortunately, it also tends to be the most expensive too! The pressure to buy the perfect gifts, go out with friends, and decorate your home can quickly lead to overspending and serious debt. However, with a bit of forethought and planning,…