Why are Arden Credit Management contacting me?

Arden Credit Management may be reaching out to you because you have an outstanding debt that needs to be settled. The original creditor may have enlisted their services to collect the amount you owe, which could be from a loan, credit card, or another financial obligation.

Is contact from Arden Credit Management serious?

Yes, if Arden Credit Management are contacting you, it’s important to not ignore their calls. They are a legitimate agency tasked with recovering debts, and ignoring their attempts to communicate can lead to further legal action, and potentially more severe consequences.

Can a Debt Management Plan stop Arden Credit Management?

A Debt Management Plan (DMP) could help in dealing with Arden Credit Management. A DMP is an agreement that allows you to pay off your debts through manageable monthly payments. Once this plan is in place, it can reduce or stop contact from debt collectors as you work towards repaying your debt.

I have received a letter from Arden Credit Management, what does this mean?

Receiving a letter from Arden Credit Management could indicate that they are formally requesting payment of a debt you owe. The letter should detail the amount, the original creditor, and provide instructions on how to settle the debt. It’s important to address this letter promptly to avoid further escalation.

What rights do I have against Arden Credit Management?

You have specific rights when dealing with Arden Credit Management. They must follow laws that ensure you are treated fairly, provide clear and accurate information about your debt, and respect your privacy. You can request a detailed statement of your debt, dispute inaccuracies, and ask them to communicate through a designated representative if necessary.

Arden Credit Management are sending debt collectors to my house, what should I do?

If debt collectors from Arden Credit Management visit your home, you have the right to ask them to leave. They are not permitted to enter your property without your consent or take any possessions without a court order. It’s advisable to handle communications via phone or written correspondence to arrange payment terms.

Will Arden Credit Management repossess my home?

Arden Credit Management itself cannot repossess your home. Repossession can only occur through legal proceedings initiated by your original creditor and must be ordered by a court. However, if your debt is secured against your property, it’s important to address it promptly to avoid any legal action that might lead to repossession.

What Debt Management Plans can help stop Arden Credit Management from contacting me further?

Several types of Debt Management Plans can assist in managing your debt more effectively. These include plans set up through credit counselling agencies, debt consolidation, or negotiating directly with creditors for more affordable payment terms. Such plans can help organise your payments and reduce the likelihood of continued contact from Arden Credit Management.

What if I can’t afford to pay Arden Credit Management?

If you’re unable to pay Arden Credit Management, it’s important to communicate your financial difficulties with them. You may be able to negotiate a more affordable payment plan or seek free debt advice from MoneyHelper.

Alternatively, to speak with an expert about possible debt solutions, you can get in touch with one of the friendly MoneyPlus team today.

Important: Please note that MoneyPlus are not associated with Arden Credit Management in any way. The information on this page is provided to help consumers contact their creditors. If you’re finding it difficult to make your monthly payments to Arden Credit Management you may need help managing your debt.