Halloween is an exciting time filled with with opportunities to get creative, dress up, and enjoy some spooky fun. But like many celebrations, it can quickly become expensive if you’re not careful. Costumes, decorations, parties and treats can all add up, making it easy to overspend. However, with a little planning and creativity, you can…
Losing your job can be one of the most challenging experiences you face. It’s not just the emotional impact, it’s the financial implications too. Especially if you have existing debts which need to be paid. This guide will include suggestions on how to cope with redundancy and tips on how to manage debt after job…
Three little words that can change your life completely: On. A. Budget. They’re enough to strike fear into the heart, dread into the soul, and a person into the nearest pub. Sticking to a budget is easier in theory than practice. But, it does get easier with time. At MoneyPlus, we understand the challenges of…
Unexpected expenses can strike at any time, disrupting your financial stability and potentially leading to debt. However, with sensible money management and professional advice and support, the prospect of juggling debt and unexpected expenses can be made a little less frightening. In this guide, we explain what unexpected expenses can include, provide examples, and explore…
Whether you’re looking to save for the future, get out of debt, or simply make better financial decisions, improving your financial literacy is the key to achieving your goals. This guide will help you understand why financial literacy matters and provide practical tips to enhance your financial knowledge and skills. Why does financial literacy matter?…
When it comes to your finances, the best thing you can do is be prepared. No matter how well you think you are doing, unexpected bills can still crop up. As we near the halfway point in 2024, the UK cost-of-living crisis is still ongoing. And although down on last year, average energy bills are…
Having a child is a life-changing experience. There’s rarely a dull day (or a peaceful night). But—and here’s the thing very few people tell you—having kids can be very expensive. Welcoming a new child into your family can drastically change your financial situation, and this is why budgeting is so important. To help you prepare…
In a time when the cost of living seems to be increasing continuously, overspending can become all too easy. From monthly Direct Debits on a host of subscription services to overreaching when it comes to family birthdays or special occasions like Christmas, overspending can put strain on relationships, negatively impact personal well-being, and even affect…
If you’ve experienced a change in circumstances and found yourself in debt, it can be hard to find ways to budget and save money each month. Not only do you have to factor in paying towards monthly essentials such as mortgage or rent, utility bills, and groceries, but you may be paying off existing debts…
How much does an IVA leave you to live on? If you’re struggling to manage your debts, you might be thinking about applying for an Individual Voluntary Arrangement (IVA). This is an agreement you come to with your creditors to repay part or all of the money you owe over a certain period of time…