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How To Save Money on Toiletries: A Simple Guide for Budget-Friendly Bathroom Essentials
Open any bathroom cabinet and it’s usually jammed full of random products – sticky bottles, half-empty containers, tubs of gel, assorted sprays and more. Toiletries are everyday essentials, but they can also be expensive. While no one is suggesting you give up on personal hygiene (not least for the sake of those around you), there…
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How To Become Debt Free: 10 Tips To Regain Control of Your Finances
Debt can drain the fun out of life and can even make everyday expenses feel overwhelming. Whether it’s credit cards, student loans, car payments, or other financial commitments, seeing your hard-earned money disappear quickly can be frustrating. But the good news is, by taking control and making debt repayment a priority, you can break free…
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Rise of Buy Now Pay Later Schemes
In recent years Buy Now, Pay Later (BNPL) services have grown in popularity, allowing consumers to make purchases without paying the full cost straight away. While splitting the payment over a period may seem like a good way to make larger purchases more manageable or unexpected expenses easier to afford, there are potential drawbacks to…
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Dating on a Budget: 13 Cheap – yet Romantic – Date Ideas
You might have been together a year, a week, or just a day. Maybe you’ve only just got around to asking out that certain special someone. Interest is high, but the budget is low. Don’t worry. There’s no need to cancel Cupid. Romance doesn’t have to mean restaurants, roses and robbing a bank to pay…
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How to Save Money Clothes Shopping
Question: Is there a better buzz than clothes shopping? Answer: Yes, when you’re saving money while clothes shopping. No matter what your financial situation, fashion is more than just a necessity – it can be a way to express yourself. The trouble is, if you’re not careful, keeping up with the latest trends can become…
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Breaking Bad… Habits That Cost: How To Break Bad Spending Habits
We’ve all got bad habits. Most of them are nothing more than annoying. (Humming, whistling, drumming fingers, cracking knuckles, etc). Some, however, could be costing you money. You could be throwing your hard-earned cash away without even realising it. That’s got to be worse than tapping your feet or clicking your pen top. So, to…
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Reduce the Cost of Commuting: Practical Tips for Managing Expenses
If it’s not bad enough having to be there (sorry boss), getting to and from work can be a real pain. It’s not just the delays, the cancellations, the traffic jams, the road works, or the long hike, it’s the expense too. For many working people, commuting is unavoidable but there are things you can…
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How To Deal With Debt When Terminally Ill
Facing a terminal illness can be incredibly challenging, both emotionally and physically. And for many, the addition of financial stress, in particular debt, can feel overwhelming. This article offers practical advice on managing debt during this difficult time, helping you to take control of your financial situation, and ensuring peace of mind for both yourself…
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What Is Council Tax Support?
Council Tax Support (CTS) is a scheme designed to provide financial relief to those who are struggling to pay their council tax. Council tax support is managed by local councils in the UK and can significantly reduce the amount of council tax you need to pay. This makes it more affordable for those who are…
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Can Universal Credit Help With Debt?
For those on Universal Credit, managing debt can be tricky. In this guide, we explain how Universal Credit can assist with debt, detailing the process and implications, and discussing potential debt management solutions. How does Universal Credit work when you are in debt? Universal Credit is a Government benefit designed to support people with their…
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How To Cope With a Job Loss: Dealing With Debt After a Redundancy
Losing your job can be one of the most challenging experiences you face. It’s not just the emotional impact, it’s the financial implications too. Especially if you have existing debts which need to be paid. This guide will include suggestions on how to cope with redundancy and tips on how to manage debt after job…
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Does Debt Consolidation Affect Buying a Home?
Debt consolidation is a strategy used by many to manage their finances more effectively. It involves combining multiple debts into one single loan, often helping to reduce your monthly payments or interest rates. However, for those considering buying a home, it’s important to understand how debt consolidation impacts the mortgage process. This guide will explore…
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