Debt Management Plan Calculator

Debt calculator

Income

What is your monthly income after tax?

Salary

Partner Salary

Other Salary

Benefits

Do receive any of the following benefits?

Jobseeker Allowance

Income Support

Working Tax Credit

Child Tax Credit

Child Benefit

Employment Allowance/Sick Pay

DLA, PIP or Attendance Allowance

Carer Allowance

Housing Benefit/Local Housing Allowance

Council Tax Reduction

Maternity Allowance/SMP

Other Benefits (including Universal Credit)

Pensions

State Pension(s)

Private or Work Pension(s)

Pension Credit

Other Pension

Other Income

Maintenance/Child Support

Boarders/Lodgers

Non-dependant Contributions

Student Loans + Grants

Other Income

Your Expenses

Rent / Mortgage

Ground Rent, Service Charges + Factor Fees

Secured Loans

Mortgage Endowment / Mortgage PPI

Building + Contents Insurance

Council Tax (Rates in NI)

Gas

Electricity

Water

Other Utilities (coal, oil, calor gas)

TV Licence

Magistrates / Sheriffs Court Fines

Maintenance / Child Support

Hire Purchase / Conditional Sale

Childcare Costs

Adult Care Costs

Pension

Life Insurance

Other Essential Expenditure

Phones

Home Phone

Mobile Phone

Other Phone

Travel

Fuel + Parking

Public Transport

Car Insurance

Vehicle Tax

MOT and Car Maintenance

Breakdown or Recovery

Other Car Costs

Housekeeping

Food, Cleaning + Toiletries

Newspapers + Magazines

Laundry + Dry Cleaning

Clothing + Footwear

Nappies + Baby Items

Pets

Smoking + Alcohol

Sundries + Emergencies

Other Expenditure

Dental + Opticians

Medicines

School Meals

Work Meals

Church + Charity

Boiler + Appliance Insurance

Repairs-House-Maintenance

Hairdressing / Haircuts

Cable, Satellite and Internet

TV + Other Appliance Rental

Hobbies / Leisure / Sport

Your disposable income

Total Income

Total Expenses

Disposable Income

If you're struggling, we can help.