Who are Frederickson International Ltd?

Frederickson International Ltd. is a UK-based debt collection agency operating under the name Fredpay. They are part of the Lowell Group, one of Europe’s largest credit management companies. Frederickson International specialises in collecting unpaid debts on behalf of various clients, including utility companies, credit card issuers, and HMRC for tax-related debts.

Why are Frederickson International contacting me?

Frederickson International typically contacts individuals to recover outstanding debts. This could be for unpaid credit card bills, utility bills, or other types of loans that have been transferred to them for collection.

Is contact from Frederickson International serious?

Yes, contact should be taken seriously. Ignoring their communications can lead to further actions such as court proceedings or visits from debt collectors. It’s essential to address the situation promptly to avoid escalation.

Can a Debt Management Plan stop Frederickson International?

Yes, a Debt Management Plan (DMP) can help manage your debt by consolidating your payments into one manageable amount. This plan involves negotiating with creditors to reduce payments and can prevent further contact from Frederickson International as long as you adhere to the agreed terms.

I have received a letter from Frederickson International, what does this mean?

Receiving a letter from Frederickson International means that they are seeking to recover a debt you owe. The letter will typically outline the amount owed, the original creditor, and instructions on how to settle the debt.

What rights do I have against Frederickson International?

As a debtor, you have several rights. Frederickson International must adhere to the guidelines set by the Financial Conduct Authority (FCA), ensuring fair treatment. You can request proof of the debt, dispute any inaccuracies, and file a complaint if you feel harassed or unfairly treated. If necessary, complaints can be escalated to the Financial Ombudsman Service​.

Frederickson International are sending debt collectors to my house, what should I do?

If debt collectors visit your home, remember that they do not have the right to enter your property without permission. You can communicate with them through the door or request that they leave and arrange to discuss the debt via phone or written communication. It is important to stay calm and know your rights in such situations​.

Will Frederickson International repossess my home?

Fredrickson International cannot directly repossess your home. However, they can take legal action that might lead to a court order. If a County Court Judgment (CCJ) is issued against you and remains unpaid, they could apply for a charging order against your property, which could eventually lead to repossession. This is generally a last resort and involves multiple legal steps.

What Debt Management Plans can help stop Frederickson International from contacting me further?

Several debt management solutions can help, including Individual Voluntary Arrangements (IVAs), Debt Relief Orders (DROs), and DMPs. Each solution has specific eligibility criteria and implications, so it’s advisable to consult a debt advisor to find the best option for your situation.

What if I can’t afford to pay Frederickson International?

If you can’t afford to pay the debt, you should communicate this to Frederickson International and seek advice from a debt counsellor. Free advice is available from charities such as Citizens Advice and StepChange​.

Alternatively, to speak with an expert debt advisor about debt solutions, you can contact MoneyPlus today.

Important: Please note that MoneyPlus are not associated with Fredrickson international Ltd in any way. The information on this page is provided to help consumers contact their creditors. If you’re finding it difficult to make your monthly payments to Fredrickson international Ltd you may need help managing your debt.