Who are Apex Credit Management?

Apex Credit Management is a debt collection agency that acquires and manages unpaid debts from various creditors, including banks, utility companies, and telecommunications firms. Their primary role is to recover these debts from individuals on behalf of the original creditors.

Why are Apex Credit Management contacting me?

If you have recently received contact from Apex Credit Management, it’s likely that your outstanding debt with your creditor has been passed over to the debt collection company for collection.

Is contact from Apex Credit Management serious?

Yes, receiving communication from Apex Credit Management should be taken seriously. Ignoring their attempts to contact you can lead to further actions, including legal proceedings. It’s crucial to respond promptly to address the debt.

Can a Debt Management Plan stop Apex Credit Management?

If you’re unable to make payments, a Debt Management Plan (DMP) could help manage your debt and may reduce or stop direct contact from Apex Credit Management. A DMP consolidates your debts into one monthly payment, which is handled by a debt management company.

I have received a letter from Apex Credit Management, what does this mean?

Receiving a letter from Apex Credit Management could mean they are attempting to collect a debt you owe. The letter should detail the amount owed and provide instructions on how to settle the debt. It’s important to read and respond to the letter to avoid further action.

What rights do I have against Apex Credit Management?

You have rights under the Financial Conduct Authority (FCA) regulations and the Credit Services Association (CSA) code of conduct. These rights include disputing the debt, requesting verification of the debt, and being treated fairly throughout the collection process.

Apex Credit Management are sending debt collectors to my house, what should I do?

Debt collectors from Apex Credit Management do not have the right to enter your home without your permission. If you feel threatened, you can contact the police. It’s essential to communicate with Apex Credit Management to address the debt and prevent further visits.

If debt collectors have been sent to your house, you may want to get in touch with MoneyPlus as soon as possible. We can help you by talking through your debts and discuss your options.

Will Apex Credit Management repossess my home?

Apex Credit Management cannot repossess your home without a court order. Repossession is typically a last resort and involves legal proceedings where a judge decides the outcome. Engaging with Apex Credit Management and addressing the debt can help prevent such actions.

What Debt Management Plans can help stop Apex Credit Management from contacting me further?

DMPs and Individual Voluntary Arrangements (IVAs) can help you manage your debt. These plans consolidate your debts into a single payment and can stop further contact from Apex Credit Management once they are in place.

What if I can’t afford to pay Apex Credit Management?

If you can’t afford to pay, you can contact MoneyHelper for free advice.

Alternatively, to speak with an expert debt advisor about debt solutions, you can contact MoneyPlus today.

Website www.apexcm.co.uk

Important: Please note that MoneyPlus are not associated with Apex Credit Management Ltd in any way. The information on this page is provided to help consumers contact their creditors. If you’re finding it difficult to make your monthly payments to Apex Credit Management Ltd you may need help managing your debt.