Take the 60-Second Debt Test

Worried about debt? Take our 60-second debt test to see what steps to take next. Using our tool will not impact your credit score, and there’s no pressure or obligation – just confidential, professional advice that’s tailored to you.

Begin your journey to a clearer financial future today. 

How it works

Answer a series of five simple yes or no questions to get started. Our quick debt test is extremely easy to use, providing you with some simple advice in just one minute. We are here to help you understand your options and feel more confident as you learn how to manage your money.

Our solutions

Based on your answers to our online debt test, we will provide you with practical advice on what steps to take next. We’re perfectly positioned to work alongside you to establish the best debt solution that will get your finances under control. 

Take the first step today

Use our debt check tool to take the first steps today. Alternatively, complete our quick enquiry form to speak to one of our friendly advisers.

Get started now

Step 1 of 5

1. Do you regularly need to use credit cards, payday loans or your overdraft?



If you enter a solution with MoneyPlus we will charge you fees. If you do not enter a solution managed by us, there will be no fee for the advice that we provide. All fees and risks will be explained in full before you enter into a solution.

To discover more about how to manage your debt and to receive free debt advice, you can visit www.moneyhelper.org.uk