If you always worry about money, don’t worry, you’re not alone. Rising costs, unexpected bills, or loans that don’t appear to be going anywhere soon could make anyone anxious about money. For some, such money issues become daily life protocol – a subconscious burden that is hard to shake. The truth is, financial issues don’t…
Money can affect more than just your bank balance. For many people, it also impacts mood, confidence and even sleep. If you’ve ever found yourself lying awake at night, worrying about bills or dreading checking your bank account, you’re not alone. Financial anxiety is common, and it can creep into daily life in subtle ways.…
Money shame: why you shouldn’t feel embarrassed about debt Ever found yourself hiding your bank statements or pretending a missed payment didn’t happen? You’re not alone. Feeling ashamed of financial problems is more common than you might think, and it can affect anyone, no matter their income, background or age. Whether it’s guilt over credit…
Money isn’t just about numbers – for many, it’s deeply emotional. If you’ve ever found yourself feeling overwhelmed, ashamed or even panicked when dealing with money, you could be experiencing something more than just money stress. This is where the concept of financial trauma comes in. In this guide, we’ll explain what money trauma is,…
If your heart races every time you open your banking app, or you find yourself putting it off completely, you’re not the only one. Panic checking your bank balance can feel like stepping into the unknown, especially when money’s tight, or you’re not sure what you’ll find. This guide is here to help you understand…
Constantly worrying about money can take over your thoughts. You might find yourself replaying past spending, checking your bank balance multiple times a day, or feeling anxious even after paying the bills. These repetitive financial thoughts can feel overwhelming and tiring. Although intrusive, repetitive thoughts are a symptom of obsessive-compulsive disorder (OCD), it’s important to…
If you’re constantly worrying about bills – from electricity and water to council tax and credit cards – you’re not alone. For many people in the UK, the cost of keeping up with everyday expenses has risen sharply. When you’re already stretched, a new bill through the letterbox can feel like the final straw. This…
Running your own business brings freedom and flexibility – but it also comes with risk. If you’re self-employed and suddenly have no work, it can be frightening trying to figure out how to cover your bills and stay afloat. This guide explains what to do if you’re self-employed with no income, including help with benefits,…
Using a credit card to make ends meet isn’t unusual, especially with the rising cost of living and irregular income patterns. But when spending on credit becomes a monthly routine, it’s a warning sign that your budget may no longer be working. This guide explores why many people in the UK are living on credit…
Finding yourself running out of money before payday is more common than you might think. Rising bills, unexpected costs, or even just a higher-than-usual food shop can quickly throw off your budget. If you can’t make it to payday this month, there are practical steps you can take right now, as well as longer-term options…
It’s something no one expects to face, yet more and more families across the UK are struggling to put meals on the table. With food, energy and everyday costs rising faster than incomes, even households that were coping a year ago may now be falling behind. If you’ve found yourself skipping meals, buying less, or…
Council tax is a priority bill in the UK, which means it should be paid before most other debts. Missing a payment might seem like a small slip, but the consequences can escalate quickly. If you’re dealing with unpaid council tax in the UK, it’s important to understand the process, the potential penalties, and what…